5051 Rockaby Rd, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5051 Rockaby Rd, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,549 sqft · built 1961
Lot Size	0.51 acres (22,216 sqft)
Owner	Company Name on Record
Last Sale	$375,000 (Dec 2024)
Tax Bill	$6,157 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`98211`

Property Details

APN / Parcel Number

Primary APN	`98211`
Alternative APN	`292631495000010270`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	2,549 sqft Heated Area
Gross Area	2,881 sqft
1st Floor Area	2,549 sqft
Flooring	Terrazzo
Interior Walls	Plaster

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1971
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Mixed
Garage Area	959 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Porch
Porch Area	332 sqft
Deck Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	98211
Street Address	5051 ROCKABY RD
City	SAINT CLOUD
State	FL
Zip	34772-8601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OAC
Legal Description	S L & I C PB B PG 51 COM SW COR LOT 27, S 88 DEG E 498 FT, N 10 DEG E 129.77 FT TO POB; CONT N 10 DEG E 140.87 FT, S 79 DEG E
Legal Range	31E
Legal Township	26S
Legal Section	29
Legal Subdivision	SEMINOLE LAND&INV CO
Legal Tract	4950
Legal Block	1
Legal Lot Number	27
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1040
Census Tract	43301

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 700607, SAINT CLOUD, FL 34770-0607
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 28, 2020	Warranty Deed, Transfer MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on Record
Deed Sale	Dec 12, 2024 · Amount on Record
Prior Sale	Aug 26, 1998 · Amount on Record
Deed Document Number	0006713733
Deed Book / Page	5714 / 2213
Prior Transfer Date	Apr 28, 2020
Prior Transfer Doc	2020057658
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5051 ROCKABY RD, SAINT CLOUD, FL 34772-8601
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 ROCKABY RD, SAINT CLOUD, FL 34772-8601

Mortgage

Document Number	0064451846
Date	Jul 25, 2023
Book Page	6445/1846
Instrument	2023095798

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 28, 2020
Property Address	5051 ROCKABY RD, SAINT CLOUD, FL 34772-8601
Document Number	0057142213
Book / Page	005714 / 002213
Instrument Date	Apr 27, 2020
Instrument	57658
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	MAGNOLIA CLOSING COMPANY, MAGNOLIA CLOSING CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5051 ROCKABY RD ST CLOUD FL 347728601, ST CLOUD, FL 34772-8601

Mortgage

Document Number	57142215
Date	Apr 28, 2020
Book Page	005714/002215
Instrument	57659

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 27, 2050

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,157.00 (-23.35%)	$393,000 (+0.03%) Land $50,000 Building $343,000	$393,000 (+0.03%) Land $50,000 Building $343,000
2023	$8,033.00 (+14.61%)	$392,900 (+55.73%) Land $50,000 Building $342,900	$392,900 (+55.73%) Land $50,000 Building $342,900
2022	$7,009.00	$252,300 Land $45,000 Building $207,300	$252,300 Land $45,000 Building $207,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 173 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	173 in force
Nearby Flood Claims	14 (1987–2022)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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