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5099 Celebration Loop, Oakley, UT 84055 Property Records

Summit County property record for 5099 Celebration Loop, Oakley, UT 84055

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,801 sqft · built 2004
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Sep 2018)
Tax Bill$2,072 (2025)
Deeds & MortgagesMar 2024 Mortgage
Jun 2021 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APNNBF-22

Property Details

APN / Parcel Number

Primary APNNBF-22
Alternative APN
  • 0390298

Interior

Full Baths1 Bath
Stories1 Story
Building Area2,801 sqft Living Area
Gross Area3,242 sqft
1st Floor Area1,412 sqft
Basement Area1,389 sqft
Finished Basement1,389 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area6,970 sqft (0.16 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number0390298
Street Address5099 CELEBRATION LOOP
CityOAKLEY
StateUT
Zip84055-2107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 NORTH BENCH FARMS SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT0.16 AC 1614-1819 1622-344 2266-1228 2479-51 2675-253 GERARD W HECK JR AND BETTY ANN HECK AS CO-TRUSTEES OF THE GERARD AND BETTY HE
Legal SubdivisionNORTH BENCH FARMS SUBDIVISION
Legal Lot Number22
JurisdictionSUMMIT UT
Township / Civil DivisionKAMAS
Census Block Group2
Census Block2030
Census Tract964202

Owner

Source: Summit County records · APN NBF-22

Assessment roll updated December 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Deed of Trust, Mortgage
AMERICA FIRST FCU
Jun 28, 2021Intrafamily Transfer, Transfer
Feb 03, 2020Deed of Trust, Mortgage · VA Mortgage
ATLAS MORTGAGE SOLUTINS INC
Sep 17, 2018Warranty Deed, Transfer · VA Mortgage
SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 17, 2018 · Amount on Record
Deed SaleSep 17, 2018 · Amount on Record
Prior SaleNov 14, 2014 · Amount on Record
Deed Document Number20181098385
Deed Book / Page2479 / 51
Last Transfer DateJun 21, 2021
Transfer Doc002675/253
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMMIT UT
Property Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Transaction TypeMortgage
Record UpdatedMar 20, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002811/166
DateMar 06, 2024
Book Page2811/166
Instrument1216550
Lender
NameAMERICA FIRST FCU
TypeCredit Union
AddressOGDEN, UT 84405
Agreement
AmountAmount Recorded
Term120 Months
DueMar 30, 2034

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSUMMIT UT
Recording DateJun 28, 2021
Property Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number2675/253
Book / Page2675 / 253
Instrument DateJun 21, 2021
Instrument1166959
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUMMIT UT
Property Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUS TITLE INSURANCE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001126537
DateFeb 03, 2020
Book Page2553/0318
Instrument01126537
Lender
NameATLAS MORTGAGE SOLUTINS INC
AddressSANDY, UT 84094
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSUMMIT UT
Recording DateSep 17, 2018
Property Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number2479/0051
Book / Page2479 / 0051
Instrument DateSep 13, 2018
Instrument01098385
Transaction TypeTransfer
Record UpdatedNov 18, 2021
Title CompanyREAL ADVANTAGE TITLE INS AGE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address820 CELEBRATION LOOP, OAKLEY, UT 84055-2108

Mortgage

Document Number01098386
DateSep 17, 2018
Instrument01098386
Lender
NameSECURITY NATIONAL MORTGAGE CO
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2048

Tax Assessment & Valuation

Source: Summit County records · Assessment roll updated December 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateUtah
CountySummit County
MunicipalityOakley City
Unified School DistrictSouth Summit School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,072.00$345,107 (-1.29%) Land $137,500 Building $207,607$627,467 (-1.29%) Land $250,000 Building $377,467
2024$2,072.00 (+0.24%)$349,620 (-) Land $137,500 Building $212,120$635,673 (-) Land $250,000 Building $385,673
2023$2,067.00 (+16.12%)$349,620 (+29.59%) Land $137,500 Building $212,120$635,673 (+29.59%) Land $250,000 Building $385,673
2022$1,780.00$269,783 Land $110,000 Building $159,783$490,515 Land $200,000 Building $290,515

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1983–1984)
Most Recent ClaimMay 1984 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 60% of the US · above 48% of Utah
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
All West Communications
Fiber		8,000 / 8,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Boston Omaha.

Based on FCC filings for 122 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOAKLEY TOWN WATER SYSTEM
serves 1,800 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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