891 Celebration Loop, Oakley, UT 84055 Property Records

Summit County property record for 891 Celebration Loop, Oakley, UT 84055

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,321 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$259,681 (Sep 2025)
Tax Bill	$791 (2025)
Deeds & Mortgages	Sep 2025 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NBF-91`

Property Details

APN / Parcel Number

Primary APN	`NBF-91`
Alternative APN	`0390983`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,321 sqft Living Area
Gross Area	1,585 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	0390983
Street Address	891 CELEBRATION LOOP
City	OAKLEY
State	UT
Zip	84055-2108
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 91 NORTH BENCH FARMS SUBDIVISION; ACCORDING TO THE OFFICIAL PLAT ON FILE IN THE SUMMIT COUNTY RECORDERS OFFICE CONT 0.15 AC 1432-899 (REF:1433-1348) 1458-1687 1896-1140-1157 2115-1166-1177 2283-639 2291-631 2465-347 2875-882
Legal Subdivision	NORTH BENCH FARMS SUBDIVISION
Legal Lot Number	91
Jurisdiction	SUMMIT UT
Township / Civil Division	KAMAS
Census Block Group	2
Census Block	2029
Census Tract	964202

Owner

Source: Summit County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage INTERCAP LENDING
May 8, 2020	Deed of Trust, Mortgage · FHA Mortgage INTERCAP LNDG
Jun 5, 2018	Warranty Deed, Transfer · Conventional Mortgage VERITAS FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2025 · Amount on Record
Deed Sale	Sep 22, 2025 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	20251241291
Deed Book / Page	2875 / 882
Prior Transfer Date	Feb 8, 2012
Prior Transfer Doc	02115/1166
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Sep 22, 2025
Property Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number	002875/882
Book / Page	2875 / 882
Instrument Date	Sep 18, 2025
Instrument	1241291
Transaction Type	Transfer
Record Updated	Oct 6, 2025
Title Company	COALITION TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Investor	Possibly a Property Investor

Mortgage

Document Number	0001241292
Date	Sep 22, 2025
Instrument	1241292

Lender

Name	INTERCAP LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUMMIT UT
Property Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number	0001132089
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	INWEST TITLE SERVICES-PARK CITY, INWEST TITLE SVCS-PARK CITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	891 CELEBRATION LOOP OAKLEY UT 840552108, OAKLEY, UT 84055-2108

Mortgage

Document Number	0001132089
Date	May 13, 2020
Book Page	002570/000825
Instrument	1132089

Lender

Name	INTERCAP LNDG
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 12, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMMIT UT
Recording Date	Jun 5, 2018
Property Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108
Document Number	2465/0347
Book / Page	2465 / 0347
Instrument Date	Jun 4, 2018
Instrument	01092811
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	COALITION TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	891 CELEBRATION LOOP, OAKLEY, UT 84055-2108

Mortgage

Document Number	01092812
Date	Jun 5, 2018
Instrument	01092812

Lender

Name	VERITAS FUNDING LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Summit County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Summit County
Municipality	Oakley City
Unified School District	South Summit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$791.00	$131,866 (+2.32%) Land $55,000 Building $76,866	$239,756 (+2.32%) Land $100,000 Building $139,756
2024	$791.00 (+6.6%)	$128,873 (+2.58%) Land $55,000 Building $73,873	$234,314 (+2.58%) Land $100,000 Building $134,314
2023	$742.00 (-8.28%)	$125,630 (+2.44%) Land $55,000 Building $70,630	$228,419 (+2.44%) Land $100,000 Building $128,419
2022	$809.00	$122,637 Building $122,637	$222,977 Building $222,977

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1983–1984)
Most Recent Claim	May 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 48% of Utah
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAKLEY TOWN WATER SYSTEM serves 1,800 people · EPA ID UTAH22010
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All West Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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