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5098 Chestnut Hill Dr, Willoughby, OH 44094 Property Records

Lake County property record for 5098 Chestnut Hill Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 960 sqft · built 1955
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on File
Last Sale$144,900 (Aug 2021)
Tax Bill$4,194 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-007-O-00-013-0

Property Details

APN / Parcel Number

Primary APN27-A-007-O-00-013-0
Alternative APN
  • A 114

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1980
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 114
Street Address5098 CHESTNUT HILL DR
CityWILLOUGHBY
StateOH
Zip44094-4338
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES NO. 2
Legal Tract10,14
Legal Lot Number551
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1006
Census Tract201300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7235 LANCASTER CT, CONCORD TOWNSHIP, OH 44077-2215
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA
Dec 5, 2018Deed of Trust, Mortgage · Conventional Mortgage
FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 3, 2021 · Amount on Record
Deed SaleAug 3, 2021 · Amount on Record
Prior SaleMar 29, 2006 · Amount on Record
Deed Document Number464713
Record UpdatedJun 7, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateAug 3, 2021
Property Address5098 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4338
Document Number0000026773
Map ReferenceVOL J PG 107
Instrument DateJul 29, 2021
Instrument2021R026773
Transaction TypeTransfer
Record UpdatedSep 1, 2021
Title CompanyINFINITE TITLE, INFINITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5098 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4338
InvestorPossibly a Property Investor

Mortgage

Document Number0000026774
DateAug 3, 2021
Instrument2021R026774
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address5098 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4338
Transaction TypeMortgage
Record UpdatedJul 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000030635
DateDec 5, 2018
Instrument2018R030635
Lender
NameFIRST NATIONAL BANK OF PENNSYLVANIA
TypeBank
AddressHERMITAGE, PA 16148
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 1, 2033

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,194.00 (+49.89%) Homeowner's exemption$44,300 (-) Land $14,220 Building $30,080
2022$2,798.00$44,300 Land $14,220 Building $30,080
2021$126,570 Land $40,630 Building $85,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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