5097 Chestnut Hill Dr, Willoughby, OH 44094 Property Records

Lake County property record for 5097 Chestnut Hill Dr, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 952 sqft · built 1955
Lot Size0.206 acres (8,999 sqft)
OwnerIndividual Name on File
Last Sale$159,900 (Oct 2020)
Tax Bill$4,677 (2023)
Deeds & MortgagesOct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-A-007-O-00-018-0

Property Details

APN / Parcel Number

Primary APN27-A-007-O-00-018-0
Alternative APN
  • A 75

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area952 sqft Living Area
1st Floor Area952 sqft
Game RoomGame Room
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,999 sqft (0.206 acres)
Lot Dimensions150 ft deep x 60 ft wide
Garage TypeDetached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchEnclosed Porch
Porch Area130 sqft
Deck Area40 sqft
Patio Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account NumberA 75
Street Address5097 CHESTNUT HILL DR
CityWILLOUGHBY
StateOH
Zip44094-4337
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-60
Legal DescriptionLOT 2, 3, 4 & TRACT 10 & 14
Legal SubdivisionRIDGE ACRES ESTATES NO. 2
Legal Tract10
Legal Lot Number468
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group1
Census Block1005
Census Tract201300

Owner

Source: Lake County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5097 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4337
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2020 · Amount on Record
Deed SaleOct 27, 2020 · Amount on Record
Prior SaleApr 29, 2004 · Amount on Record
Deed Document Number457287
Record UpdatedJun 7, 2026

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE OH
Recording DateOct 27, 2020
Property Address5097 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4337
Document Number0000031571
Map ReferenceVOL J PG 107
Instrument DateOct 9, 2020
Instrument2020R031571
Transaction TypeTransfer
Record UpdatedMay 17, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5097 CHESTNUT HILL DR, WILLOUGHBY, OH 44094-4337

Mortgage

Document Number0000031572
DateOct 27, 2020
Instrument2020R031572
Lender
NameVICTORIAN FINANCE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$4,677.00 (+53.6%) Homeowner's exemption$49,400 (-) Land $14,220 Building $35,180
2022$3,045.00 Homeowner's exemption$49,400 Land $14,220 Building $35,180
2021$141,150 Land $40,630 Building $100,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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