5097 Certain Cir, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5097 Certain Cir, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,240 sqft · built 2023
Lot Size	0.178 acres (7,773 sqft)
Owner	2 Company Names on Record
Last Sale	$1,850,000 (Apr 2025)
Tax Bill	$4,182 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`62-07-37-0-005-081.017`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-005-081.017`
Alternative APNs	`267012` `377034` `505146`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,240 sqft Heated Area
1st Floor Area	2,670 sqft
Upper Floors Area	814 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,773 sqft (0.178 acres)
Lot Dimensions	113 ft deep x 68.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	505146
Street Address	5097 CERTAIN CIR
City	ORANGE BEACH
State	AL
Zip	36561-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68.3' X 113.8' LOT 21 CASWELL AT BAYOU ST JOHN SLIDE 2204-BCITY OF ORANGE BEACH GR SEC 37-T8S-R5E (WD-SURVIVORSHIP)
Legal Subdivision	CASWELL AT BAYOU ST JOHN
Legal Lot Number	21
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1011
Census Tract	11414

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 3465, GULF SHORES, AL 36547-3465
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit THE FIRST A NATIONAL BANKING ASSN
Aug 4, 2022	Warranty Deed, Transfer
Jul 7, 2021	Warranty Deed, Transfer PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK
Aug 6, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 8, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2025 · Amount on Record
Deed Sale	Apr 25, 2025 · Amount on Record
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Document Number	20252183770
Last Transfer Date	Jun 11, 2026
Transfer Doc	0002276664
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 8, 2026
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0002276664
Instrument Date	Jun 11, 2026
Instrument	20262276664
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7921 TANNER WILLIAMS RD E, MOBILE, AL 36608-8308

Mortgage

Document Number	0001946573
Date	Sep 27, 2021
Instrument	1946573

Lender

Name	THE FIRST A NATIONAL BANKING ASSN
Type	Bank
Address	MOBILE, AL 36608

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Sep 20, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 4, 2022
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0002015843
Map Reference	SL 2197-D
Instrument Date	Aug 3, 2022
Instrument	2015843
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	212 HIDDEN GROVE PLACE, ORANGE BEACH, AL 36561

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Jul 7, 2021
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0001927161
Map Reference	SL 2204-B
Instrument Date	Jun 20, 2021
Instrument	1927161
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	PROFESSIONAL LAND TITLE SERVICES, PROFESSIONAL LAND TITLE INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1715 25TH AVE, GULFPORT, MS 39501-2830

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10201 TANNER WILLIAMS RD, MOBILE, AL 36608-9767

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0001848166
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5097 CERTAIN CIR ORANGE BEACH AL 36561, ORANGE BEACH, AL 36561

Mortgage

Document Number	0001848166
Date	Aug 6, 2020
Instrument	1848166

Lender

Name	HANCOCK WHITNEY BK
Address	GULFPORT, MS 39501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Aug 6, 2020
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0001848165
Instrument Date	Jul 31, 2020
Instrument	1848165
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$27.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9404 MORPLY AVE FAIRHOPE AL 36532, FAIRHOPE, AL 36532

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Mar 8, 2017
Property Address	5097 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0001621542
Instrument Date	Aug 19, 2016
Instrument	1621542
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$107.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8404 MORPHY AVE FAIRHOPE AL 365323690, FAIRHOPE, AL 36532-3690

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,182.00 (+5.93%) Homeowner's exemption
2025	$3,948.00 (+53.86%)	$125,300 (+56.23%) Land $52,160 Building $73,140	$1,253,000 (+212.47%) Land $521,600 Building $731,400
2023	$2,566.00 (+27.92%)	$80,200 (+27.91%)	$401,000 (+27.91%) Land $401,000
2022	$2,006.00 (+16.36%)	$62,700	$313,500 Land $313,500
2021	$1,724.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,104 units insured incl. 808 condo units
Nearby Flood Claims	159 (1995–2020)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Oct 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 127 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: C Spire Wireless.

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