5065 Certain Cir, Orange Beach, AL 36561 Property Records

Baldwin County property record for 5065 Certain Cir, Orange Beach, AL 36561

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,556 sqft · built 2022
Lot Size	0.178 acres (7,773 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Nov 2020)
Tax Bill	$4,410 (2026)
Deeds & Mortgages	Sep 2026 Sale Mar 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`62-07-37-0-005-081.016`

Property Details

APN / Parcel Number

Primary APN	`62-07-37-0-005-081.016`
Alternative APNs	`267011` `295711`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,556 sqft Heated Area
1st Floor Area	2,124 sqft
Upper Floors Area	2,046 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,773 sqft (0.178 acres)
Lot Dimensions	113 ft deep x 68.3 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	295711
Street Address	5065 CERTAIN CIR
City	ORANGE BEACH
State	AL
Zip	36561-4500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	68.3' X 113.8 LOT 20 CASWELL AT BAYOU ST JOHN SLIDE 2204-B IN THE CITY OF ORANGE BEACH GR SEC 37-T8S-R5E (WD/SURVIVORSHIP)
Legal Subdivision	CASWELL AT BAYOU ST JOHN
Legal Lot Number	20
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1011
Census Tract	11414

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	PO BOX 3465, GULF SHORES, AL 36547-3465
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Mar 4, 2026	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Jun 27, 2023	Deed of Trust, Mortgage · Line of Credit TROY BANK & TRUST CO
Feb 10, 2022	Deed of Trust, Mortgage · Line of Credit TROY BANK & TRUST CO
Nov 9, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on Record
Deed Sale	Nov 9, 2020 · Amount on Record
Deed Document Number	20201869613
Last Transfer Date	Jun 11, 2026
Transfer Doc	0002276664
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALDWIN AL
Recording Date	Sep 8, 2026
Property Address	5065 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0002276664
Instrument Date	Jun 11, 2026
Instrument	20262276664
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$50.50
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5065 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 EDINBURGH DR, PACE, FL 32571-6842

Mortgage

Document Number	0002239617
Date	Mar 4, 2026
Instrument	2239617

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2031
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year CMT
Margin	2
Max Rate	10.5%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5065 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 EDINBURGH DR, MILTON, FL 32571-6842

Mortgage

Document Number	0002071126
Date	Jun 27, 2023
Instrument	2071126

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	DOTHAN, AL 36305

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 13, 2023
Change Frequency	Monthly
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Max Rate	13.5%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALDWIN AL
Property Address	5065 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Transaction Type	Mortgage
Record Updated	Apr 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3521 EDINBURGH DR, MILTON, FL 32571-6842

Mortgage

Document Number	0001977292
Date	Feb 10, 2022
Instrument	1977292

Lender

Name	TROY BANK & TRUST CO
Type	Bank
Address	DOTHAN, AL 36305

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALDWIN AL
Recording Date	Nov 9, 2020
Property Address	5065 CERTAIN CIR, ORANGE BEACH, AL 36561-4500
Document Number	0001869613
Instrument Date	Nov 4, 2020
Instrument	1869613
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$300.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3521 EDINBURGH DR PACE FL 325716842, PACE, FL 32571-6842

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Orange Beach City
Unified School District	Orange Beach City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,410.00 (+6.99%)
2025	$4,122.00 (+45.96%)	$128,840 (+45.98%) Land $48,200 Building $80,640	$1,394,200 (+57.97%) Land $521,600 Building $872,600
2023	$2,824.00 (+181.56%)	$88,260 (+181.44%)	$882,600 (+181.53%) Land $401,000 Building $481,600
2022	$1,003.00 (+16.36%)	$31,360	$313,500 Land $313,500
2021	$862.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,104 units insured incl. 808 condo units
Nearby Flood Claims	159 (1995–2020)
Claims Outside the SFHA	6 of 159
Most Recent Claim	Oct 2020 · tidal / storm surge
Claims by Event	Hurricane Sally, Sep 2020 · 127 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 4 claims Hurricane Ivan, Sep 2004 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 71% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE BEACH WATER SEWER AND F.P.A. serves 17,796 people · EPA ID AL0000053
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: C Spire Wireless.

Nearby Properties on Certain Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures