5095 Miramon Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 5095 Miramon Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,292 sqft · built 1921
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (May 2021)
Tax Bill	$7,833 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`028-093-035`

Property Details

APN / Parcel Number

Primary APN	`028-093-035`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Wood
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	5095 MIRAMON AVE
City	ATASCADERO
State	CA
Zip	93422-4363
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL J PTN LT 1
Legal Subdivision	ATASCADERO
Legal Block	J
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1042
Census Tract	12505

Owner

Source: San Luis Obispo County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 14, 2021	Grant Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 22, 2020	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Feb 7, 2019	Grant Deed, Transfer · FHA Mortgage CMG MORTGAGE INC
Apr 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2021 · Amount on Record
Deed Sale	May 14, 2021 · Amount on Record
Prior Sale	Feb 7, 2019 · Amount on Record
Deed Document Number	202136240
Prior Transfer Date	Sep 18, 2008
Prior Transfer Doc	0000048513
Record Updated	Oct 29, 2026

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 14, 2021
Property Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363
Document Number	0000036240
Map Reference	MB 4 PG 9
Instrument Date	Apr 6, 2021
Instrument	2021036240
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363

Mortgage

Document Number	0000036241
Date	May 14, 2021
Instrument	2021036241

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363
Document Number	0000020172
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5095 MIRAMON AVE ATASCADERO CA 934224363, ATASCADERO, CA 93422-4363

Mortgage

Document Number	0000020172
Date	Apr 27, 2020
Instrument	20172

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 7, 2019
Property Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363
Document Number	0000004426
Map Reference	MB 4 PG 9
Instrument Date	Dec 7, 2018
Instrument	2019004426
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363

Mortgage

Document Number	0000004427
Date	Feb 7, 2019
Instrument	2019004427

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 23, 2018
Property Address	5095 MIRAMON AVE, ATASCADERO, CA 93422-4363
Document Number	0000016076
Instrument Date	Apr 18, 2018
Instrument	16076
Transaction Type	Transfer
Record Updated	May 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5095 MIRAMON AVE ATASCADERO CA 934224363, ATASCADERO, CA 93422-4363

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,608 (+2%) Land $358,824 Building $347,784
2025	$7,833.00 (+4.87%) Homeowner's exemption	$692,754 (+4.04%) Land $351,789 Building $340,965
2024	$7,469.00 (+0.07%)
2023	$7,464.00 (+1.28%) Homeowner's exemption	$665,856 Land $338,130 Building $327,726
2022	$7,370.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile, Verizon.

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