4855 Miramon Ave, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 4855 Miramon Ave, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,669 sqft · built 2004
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on Record
Last Sale	$307,000 (May 2012)
Tax Bill	$5,684 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2026 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`028-093-038`

Property Details

APN / Parcel Number

Primary APN	`028-093-038`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,669 sqft Living Area
1st Floor Area	1,669 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	20,000 sqft (0.459 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	4855 MIRAMON AVE
City	ATASCADERO
State	CA
Zip	93422-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSFY
Legal Description	CY ATAS ATAS BL J LT 8
Legal Subdivision	ATASCADERO
Legal Block	J
Legal Lot Number	8
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	1
Census Block	1042
Census Tract	12505

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 26, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 18, 2026	Intrafamily Transfer, Transfer
May 16, 2018	Deed of Trust, Mortgage · Line of Credit SESLOC FCU
Apr 17, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2012 · Amount on Record
Deed Sale	May 18, 2012 · Amount on Record
Prior Sale	Jan 9, 2012 · Amount on Record
Deed Document Number	201226844
Last Transfer Date	May 15, 2026
Transfer Doc	0000016254
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356

Mortgage

Document Number	0000025084
Date	Apr 2, 2021
Instrument	2021025084

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 26, 2026
Property Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Document Number	0000016254
Instrument Date	May 15, 2026
Instrument	202616254
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356

Mortgage

Document Number	0000016255,
Date	May 26, 2026
Instrument	202616255

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 18, 2026
Property Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Document Number	0000008206
Map Reference	MB 4 PG 9
Instrument Date	Mar 16, 2026
Instrument	2026008206
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019762
Date	May 16, 2018
Instrument	2018019762

Lender

Name	SESLOC FCU
Type	Credit Union
Address	SAN LUIS OBISPO, CA 93403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Apr 17, 2018
Property Address	4855 MIRAMON AVE, ATASCADERO, CA 93422-4356
Document Number	0000015268
Instrument Date	Apr 17, 2018
Instrument	15268
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4855 MIRAMON AVE ATASCADERO CA 934224356, ATASCADERO, CA 93422-4356

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atascadero City
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$514,757 (+2%) Land $185,765 Building $328,992
2025	$5,684.00 (+4.87%) Homeowner's exemption	$504,665 (+4.04%) Land $182,123 Building $322,542
2024	$5,420.00 (+0.07%)
2023	$5,416.00 (+1.29%) Homeowner's exemption	$485,069 Land $175,051 Building $310,018
2022	$5,347.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Astound Broadband, T-Mobile.

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