5095 Gandy Rd, Mims, FL 32754 Property Records

Brevard County property record for 5095 Gandy Rd, Mims, FL 32754

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,160 sqft · built 1994
Lot Size	1.21 acres (53,143 sqft)
Owner	2 Individual Names on Record
Last Sale	$485,000 (May 2025)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20G-34-23-AI-8-3.03`

Property Details

APN / Parcel Number

Primary APN	`20G-34-23-AI-8-3.03`
Alternative APNs	`20G-34-23-AI-00008.0-0003.03` `203423XAI000080000303` `2002525`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,160 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,080 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	53,143 sqft
Garage Type	Attached
Garage Area	720 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	944 sqft
Deck Area	158 sqft
Patio Area	944 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2002525
Street Address	5095 GANDY RD
City	MIMS
State	FL
Zip	32754-4630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRMH-1
Legal Description	INDIAN RIVER PARK PART OF W 1/2 OF TR 3 BLK 8 AS DESC IN ORB 3019 PG 1307
Legal Range	34E
Legal Township	20G
Legal Section	23
Legal Subdivision	INDIAN RIVER PARK
Legal Tract	3
Legal Block	8
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	TITUSVILLE
Census Block Group	1
Census Block	1002
Census Tract	71100

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5095 GANDY RD, MIMS, FL 32754-4630
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Warranty Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC
Oct 20, 2022	Intrafamily Transfer, Transfer ISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC
Jul 25, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 25, 2022	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Oct 22, 2021	Deed of Distribution, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2025 · Amount on Record
Deed Sale	May 19, 2025 · Amount on Record
Prior Sale	Oct 20, 2022 · Amount on Record
Deed Document Number	2025100340
Deed Book / Page	10338 / 2344
Prior Transfer Date	Oct 12, 2022
Prior Transfer Doc	0096390738
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 20, 2022
Property Address	5095 GANDY RD, MIMS, FL 32754-4630
Document Number	0096390739
Book / Page	9639 / 739
Map Reference	MB 2 PG 33
Instrument Date	Oct 12, 2022
Instrument	2022252177
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ISLAND T&E AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2275 N SINGLETON AVE, 2275, MIMS, FL 32754-3301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0096390741
Date	Oct 20, 2022
Book Page	9639/741
Instrument	2022252178

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Oct 20, 2022
Property Address	5095 GANDY RD, MIMS, FL 32754-4630
Document Number	0096390738
Book / Page	9639 / 738
Map Reference	MB 2 PG 33
Instrument Date	Oct 12, 2022
Instrument	2022252176
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ISLAND TITLE AGENCY LLC, ISLAND T&E AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5085 GANDY RD, 5085, MIMS, FL 32754-4630

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 GANDY RD, MIMS, FL 32754-4630

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Jul 25, 2022
Property Address	5095 GANDY RD, MIMS, FL 32754-4630
Document Number	0095672274
Book / Page	9567 / 2274
Map Reference	MB 2 PG 33
Instrument Date	Jul 25, 2022
Instrument	2022182489
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4141 ARLINGTON AVE, 4141, MIMS, FL 32754-5028

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 GANDY RD, MIMS, FL 32754-4630

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Jul 25, 2022
Property Address	5095 GANDY RD, MIMS, FL 32754-4630
Document Number	0095672277
Book / Page	9567 / 2277
Map Reference	MB 2 PG 33
Instrument Date	Jul 20, 2022
Instrument	2022182490
Transaction Type	Transfer
Record Updated	Nov 2, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3400 PENNSYLVANIA AVE, 3400, MIMS, FL 32754-5130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 GANDY RD, MIMS, FL 32754-4630

October 2021: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	BREVARD FL
Recording Date	Oct 22, 2021
Property Address	5095 GANDY RD, MIMS, FL 32754-4630
Document Number	0093002815
Book / Page	9300 / 2815
Instrument Date	Oct 20, 2021
Instrument	2021277307
Transaction Type	Transfer
Record Updated	Nov 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5095 GANDY RD, MIMS, FL 32754-4630

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,210 (+1.42%)	$391,210 (+1.42%)
2025	$5,192.00 (-4.94%)	$385,750 (+10.32%)	$385,750 (+10.32%)
2024	$5,462.00 (+4.88%)
2023	$5,208.00 (+31.81%)	$349,680 (+33.62%) Land $22,570 Building $327,110	$349,680 (+33.62%) Land $22,570 Building $327,110
2022	$3,951.00	$261,700 Land $22,570 Building $239,130	$261,700 Land $22,570 Building $239,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	15 (1998–2025)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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