5045 Gandy Rd, Mims, FL 32754 Property Records

Brevard County property record for 5045 Gandy Rd, Mims, FL 32754

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,510 sqft · built 1990
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Mar 2022)
Tax Bill	$1,697 (2025)
Deeds & Mortgages	May 2026 Mortgage Nov 2023 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20G-34-23-AI-8-3.02`

Property Details

APN / Parcel Number

Primary APN	`20G-34-23-AI-8-3.02`
Alternative APNs	`20G-34-23-AI-00008.0-0003.02` `203423XAI000080000302` `2002524`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Exterior Material	Composition/Composite
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	105,851 sqft
Deck Area	559 sqft
Patio Area	156 sqft
Pole Barn	568 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2002524
Street Address	5045 GANDY RD
City	MIMS
State	FL
Zip	32754-4630
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RRMH-1
Legal Description	INDIAN RIVER PARK W 1/2 OF E 1/2 OF TRACT 3 BLK 8
Legal Range	34E
Legal Township	20G
Legal Section	23
Legal Subdivision	INDIAN RIVER PARK
Legal Tract	3
Legal Block	8
Legal Lot Number	3
Jurisdiction	BREVARD FL
Township / Civil Division	TITUSVILLE
Census Block Group	1
Census Block	1002
Census Tract	71100

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5045 GANDY RD, MIMS, FL 32754-4630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Nov 28, 2023	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 17, 2022	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Mar 1, 2022	Warranty Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 11, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Jun 5, 2018	Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Prior Sale	Jun 5, 2018 · Amount on Record
Deed Document Number	202251854
Deed Book / Page	9430 / 1408
Prior Transfer Date	Apr 26, 2005
Prior Transfer Doc	0000215155
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Recording Date	May 4, 2026
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Document Number	0000090530
Book / Page	10615 / 1897
Instrument Date	Mar 27, 2026
Instrument	202690530
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0000090530,
Date	May 4, 2026
Book Page	10615/1897
Instrument	202690530

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	310 Months
Due	Mar 1, 2052

Interest

Rate	5.98%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0099400593
Date	Nov 28, 2023
Book Page	9940/593
Instrument	2023249135

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Mar 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0096350702
Date	Oct 17, 2022
Book Page	9635/702
Instrument	2022248179

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	JACKSONVILLE, FL 32202

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 1, 2022
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Document Number	0094301408
Book / Page	9430 / 1408
Map Reference	MB 2 PG 33
Instrument Date	Feb 1, 2022
Instrument	2022051854
Transaction Type	Transfer
Record Updated	Mar 17, 2022
Title Company	INDEPENDENCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	161 LEISURE CIR, 161, PORT ORANGE, FL 32127-6701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0094301410
Date	Mar 1, 2022
Instrument	9430/1410

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085480660
Date	Sep 26, 2019
Book Page	8548/0660
Instrument	2019210550

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	May 1, 2048

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	0090472058
Date	Mar 11, 2021
Book Page	9047/2058
Instrument	2021062278

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	326 Months
Due	May 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Jun 5, 2018
Property Address	5045 GANDY RD, MIMS, FL 32754-4630
Document Number	0081802325
Book / Page	8180 / 2325
Map Reference	MB2 PG33
Instrument Date	May 31, 2018
Instrument	2018125306
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TITLE CLOSER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1030 SOLAMERE DR APT 302, 1030, TITUSVILLE, FL 32780-5879

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5045 GANDY RD, MIMS, FL 32754-4630

Mortgage

Document Number	2018125307
Date	Jun 5, 2018
Instrument	2018125307

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,730 (+2.7%)	$156,040 (+6.89%)
2025	$1,697.00 (+7.34%) Homeowner's exemption	$128,270 (+4.46%)	$145,980 (+18.89%)
2024	$1,581.00 (-23.14%)
2023	$2,057.00 (+6.2%)	$122,790 (+1.63%) Land $44,960 Building $77,830	$122,790 (+1.63%) Land $44,960 Building $77,830
2022	$1,937.00	$120,820 Land $44,960 Building $75,860	$120,820 Land $44,960 Building $75,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 56 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	56 in force
Nearby Flood Claims	15 (1998–2025)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Oct 2022 · 3 claims Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 81% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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