Anne Arundel County property record for 5090 Lerch Dr, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,960 sqft · built 1947 |
| Lot Size | 0.402 acres (17,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Feb 1995) |
| Tax Bill | $5,281 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Aug 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-001-90091094 |
| Primary APN | 07-001-90091094 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,960 sqft Living Area |
| Gross Area | 4,320 sqft |
| 1st Floor Area | 1,672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 17,500 sqft (0.402 acres) |
| View / Lot | Waterfront |
| Garage Type | Built-in |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 360 sqft |
| Deck Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00190091094 |
|---|---|
| Street Address | 5090 LERCH DR |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS 5TO11 BK 22 SC A AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 22 |
| Legal Lot Number | 5 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 707001 |
5090 Lerch Dr is owned and occupied by two individuals who bought it in February 1995.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jan 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 25, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 11, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 1995 · Amount on File |
| Deed Sale | Feb 8, 1995 · Amount on File |
| Deed Book / Page | 6925 / 438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2024 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0402870254 |
|---|---|
| Date | Mar 11, 2024 |
| Book Page | 40287/254 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0373020150 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 37302/150 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0381700379 |
|---|---|
| Date | Jan 5, 2022 |
| Book Page | 38170/379 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Document Number | 0331970244 |
| Instrument Date | Apr 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 5090 LERCH DR SHADY SIDE MD 207649652, SHADY SIDE, MD 20764-9652 |
| Document Number | 0331970244 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 033197/000244 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jun 3, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Document Number | 0326860182 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5090 LERCH DR SHADY SIDE MD 207649652, SHADY SIDE, MD 20764-9652 |
| Document Number | 0326860182 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 032686/000182 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 26, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 5090 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Document Number | 0317750050 |
| Book / Page | 031775 / 000050 |
| Instrument Date | Jan 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5090 LERCH DR SHADY SIDE MD 207649652, SHADY SIDE, MD 20764-9652 |
| Document Number | 0317750050 |
|---|---|
| Date | Jan 22, 2018 |
| Book Page | 031775/000050 |
| Name | FINANCIAL FREEDOM MTG |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2048 |
The 2025 property tax bill for 5090 Lerch Dr was $5,281 with a homeowner's exemption.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $631,900 Land $186,100 Building $445,800 | $631,900 Land $186,100 Building $445,800 | |
| 2025 | $5,281.00 | ||
| 2023 | $4,386.00 Homeowner's exemption | $506,000 Land $186,100 Building $319,900 | $506,000 Land $186,100 Building $319,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5090 Lerch Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5090 Lerch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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