5089 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 5089 Lerch Dr, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,208 sqft · built 1942
Lot Size	0.272 acres (11,850 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Apr 2021)
Tax Bill	$5,319 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-001-03133955`

Property Details

APN / Parcel Number

Primary APN	`07-001-03133955`
Alternative APNs	`7-001-03133955` `00103133955`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,208 sqft Living Area
Gross Area	2,488 sqft
1st Floor Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	11,850 sqft (0.272 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	296 sqft
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00103133955
Street Address	5089 LERCH DR
City	SHADY SIDE
State	MD
Zip	20764-9651
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 9 11 13 15 BK 15 AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	15
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3003
Census Tract	707001

Owner

5089 Lerch Dr is owned and occupied by an individual who bought it in April 2021.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	5089 LERCH DR, SHADY SIDE, MD 20764-9651
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on File
Deed Sale	Apr 1, 2021 · Amount on File
Prior Sale	Dec 5, 2013 · Amount on File
Deed Book / Page	36464 / 2
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 1, 2021
Property Address	5089 LERCH DR, SHADY SIDE, MD 20764-9651
Document Number	0364640002
Book / Page	36464 / 2
Map Reference	MB 8 PG 36
Instrument Date	Mar 19, 2021
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,450.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	5089 LERCH DR, SHADY SIDE, MD 20764-9651

Mortgage

Document Number	0000364647
Date	Apr 1, 2021
Instrument	36464/7

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$528,900 (+7.64%) Land $143,700 Building $385,200	$528,900 (-) Land $143,700 Building $385,200
2025		$491,367	$528,900 Land $143,700 Building $385,200
2024	$5,319.00 (+17%)
2023	$4,546.00 Homeowner's exemption	$416,300 Land $143,700 Building $272,600	$416,300 Land $143,700 Building $272,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5089 Lerch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5089 Lerch Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20