Orange County property record for 5090 Down Point Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 1990 |
| Square Footage | 4,800 sqft Living Area |
| Lot Size | 129,236 sqft (2.96 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,200,000 (2013) |
| Tax Bill | $25,247.00 (2025) |
| Primary APN | 09-23-28-8443-00-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 4,800 sqft Living Area |
| Gross Area | 7,426 sqft Gross Area |
| 1st Floor | 3,350 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Stone Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 129,236 sqft (2.96 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,066 sqft Garage |
| Porch Area | 1,283 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 5090 DOWN POINT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8401 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET BAY 21/55 LOT 3 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | SUNSET BAY |
| Legal Tract | 8443 |
| Legal Lot Number | 3 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 14809 |
Source: Orange County records · APN 09-23-28-8443-00-030
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5090 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OAKTREE FUNDING CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 26, 2013 · Amount on Record |
| Deed Sale | Mar 26, 2013 · Amount on Record |
| Prior Sale | Jul 14, 2004 · Amount on Record |
| Deed Doc Number | 2013163885 |
| Deed Book / Page | 10543 / 1347 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5090 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Transaction Type | Mortgage |
| Record Updated | Dec 09, 2025 |
| Name | Verified Name |
|---|---|
| Address | 5090 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Document Number | 0000285298 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 20210285298 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | UPLAND, CA 91786 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5090 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Transaction Type | Mortgage |
| Record Updated | Jun 02, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5090 DOWN POINT LN, WINDERMERE, FL 34786-8401 |
| Document Number | 20210285298 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 20210285298 |
| Name | OAKTREE FUNDING CORP |
|---|---|
| Type | Subprime Lender |
| Address | UPLAND, CA 91786 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,543,803 (+2.7%) | $2,481,300 (-0.85%) Land $1,350,000 Building $1,131,300 | |
| 2025 | $25,247.00 (+2.83%) Homeowner's exemption | $1,503,216 (+5.99%) | $2,502,650 (+5.39%) Land $1,350,000 Building $1,152,650 |
| 2024 | $24,551.00 (+3.22%) | ||
| 2023 | $23,785.00 (+2.75%) Homeowner's exemption | $1,418,302 (+3%) | $2,374,638 (+6.84%) Land $1,350,000 Building $1,024,638 |
| 2022 | $23,149.00 Homeowner's exemption | $1,376,992 | $2,222,645 Land $1,350,000 Building $872,645 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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