Orange County property record for 5045 Down Point Ln, Windermere, FL 34786 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2000 |
| Square Footage | 5,152 sqft Living Area |
| Lot Size | 37,990 sqft (0.872 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,305,000 (2021) |
| Tax Bill | $24,161.00 (2025) |
| Primary APN | 09-23-28-8443-00-170 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Building Area | 5,152 sqft Living Area |
| Gross Area | 6,882 sqft Gross Area |
| 1st Floor | 2,672 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Concrete Roof |
| Lot Area | 37,990 sqft (0.872 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 520 sqft Garage |
| Porch Area | 986 sqft Porch |
| Water Feature | Water Feature |
| Gazebo | Gazebo |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Electric Heating Fuel |
| Street Address | 5045 DOWN POINT LN |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-8402 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUNSET BAY 21/55 LOT 17 |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | SUNSET BAY |
| Legal Tract | 8443 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE FL |
| Minor Civil Division | SOUTHWEST ORANGE |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 14809 |
Source: Orange County records · APN 09-23-28-8443-00-170
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 13, 2017 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) CAPITAL ONE NA |
| Jun 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Jun 04, 2021 | Warranty Deed, Transfer · Conventional Mortgage SPROUT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 04, 2021 · Amount on Record |
| Deed Sale | Jun 04, 2021 · Amount on Record |
| Prior Sale | Dec 28, 2007 · Amount on Record |
| Deed Doc Number | 2021335140 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000679079 |
|---|---|
| Date | Dec 13, 2017 |
| Instrument | 20170679079 |
| Name | CAPITAL ONE NA |
|---|---|
| Type | Bank |
| Address | PLANO, TX 75024 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Type Change Date | Jan 01, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 04, 2021 |
| Property Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Document Number | 20210335140 |
| Map Reference | MB 21 PG 55&56 |
| Instrument Date | May 07, 2021 |
| Instrument | 20210335140 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Document Number | 20210335141 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 20210335141 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.4% |
| Max Rate At Change | 7.4% |
| Index | 1-Year LIBOR |
| Max Rate | 10.4% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jun 04, 2021 |
| Property Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Document Number | 0000335140 |
| Map Reference | MB 21 PG 55&56 |
| Instrument Date | May 07, 2021 |
| Instrument | 20210335140 |
| Transaction Type | Transfer |
| Record Updated | Dec 09, 2025 |
| Title Company | EQUITABLE TITLE/DR PHILLIPS LL, EQUITABLE TTL OF DR PHILLIPS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,135.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5045 DOWN POINT LN, WINDERMERE, FL 34786-8402 |
| Document Number | 0000335141 |
|---|---|
| Date | Jun 04, 2021 |
| Instrument | 20210335141 |
| Name | SPROUT MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.4% |
| Type Change Date | Jun 01, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 5.4% |
| Max Rate At Change | 7.4% |
| Index | 1-Year LIBOR |
| Max Rate | 10.4% |
Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,441,450 (-0.26%) Land $200,000 Building $1,241,450 | $1,441,450 (-1.47%) Land $200,000 Building $1,241,450 | |
| 2025 | $24,161.00 (+2.85%) Homeowner's exemption | $1,445,259 (+9.72%) | $1,462,970 (+11.06%) Land $200,000 Building $1,262,970 |
| 2024 | $23,491.00 (+7.75%) | ||
| 2023 | $21,801.00 (+13.25%) Homeowner's exemption | $1,317,221 (+17.66%) Land $200,000 Building $1,117,221 | $1,317,221 (+17.66%) Land $200,000 Building $1,117,221 |
| 2022 | $19,250.00 | $1,119,508 Land $175,000 Building $944,508 | $1,119,508 Land $175,000 Building $944,508 |
Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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