Frederick County property record for 5090 Comer Dr, Stephens City, VA 22655
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3.5 ba · 1,324 sqft · built 2019 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | Individual Name on File |
| Last Sale | $255,000 (Aug 2021) |
| Tax Bill | $1,602 (2026) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jul 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74A028-1-12 |
| Primary APN | 74A028-1-12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,324 sqft Living Area |
| Gross Area | 1,965 sqft |
| 1st Floor Area | 640 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Townhouse |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8043527 |
|---|---|
| Street Address | 5090 COMER DR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2640 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | HILLTOP TOWNHOMES L12 |
| Legal Subdivision | HILLTOP TOWNHOMES |
| Legal Lot Number | 12 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50600 |
Source: Frederick County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Warranty Deed, Transfer · FHA Mortgage NEWREZ LLC |
| Jul 3, 2019 | Grant Deed, Subdivision Related Transfer PRIME LNDG |
| Sep 21, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY |
| May 23, 2017 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2021 · Amount on File |
| Deed Sale | Aug 29, 2021 · Amount on File |
| Prior Sale | Aug 24, 2021 · Amount on File |
| Deed Document Number | 202114257 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Aug 24, 2021 |
| Property Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000014257 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 210014257 |
| Transaction Type | Transfer |
| Record Updated | Sep 15, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Investor | Possibly a Property Investor |
| Document Number | 0000014258 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 210014258 |
| Name | NEWREZ LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jul 3, 2019 |
| Property Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000006548 |
| Instrument Date | Jun 28, 2019 |
| Instrument | 6548 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 5, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $234.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5090 COMER DR STEPHENS CITY VA 226552640, STEPHENS CITY, VA 22655-2640 |
| Document Number | 6549 |
|---|---|
| Date | Jul 3, 2019 |
| Instrument | 6549 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 2, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK VA |
| Property Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000011484 |
| Instrument Date | Sep 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Number | 0000011484 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 11484 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 23, 2017 |
| Property Address | 5090 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000005069 |
| Instrument Date | May 22, 2017 |
| Instrument | 5069 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $133.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 3830 WINCHESTER VA 226048273, WINCHESTER, VA 22604-8273 |
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Municipality | Stephens City Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,602.00 (+10.41%) | $302,200 Land $68,000 Building $234,200 | $302,200 Land $68,000 Building $234,200 |
| 2025 | $1,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEPHENS CITY serves 2,700 people · EPA ID VA2069634 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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