Frederick County property record for 5088 Comer Dr, Stephens City, VA 22655
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 3 ba · 1,440 sqft · built 2006 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $350,000 (Oct 2025) |
| Tax Bill | $1,566 (2026) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage May 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74A028-1-11 |
| Primary APN | 74A028-1-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Gross Area | 2,184 sqft |
| 1st Floor Area | 720 sqft |
| Basement Area | 480 sqft |
| Finished Basement | 480 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,614 sqft (0.06 acres) |
| Terrain | Rolling |
| Garage Type | Built-in |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 8043526 |
|---|---|
| Street Address | 5088 COMER DR |
| City | STEPHENS CITY |
| State | VA |
| Zip | 22655-2640 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R3 |
| Legal Description | HILLTOP TOWNHOMES L11 |
| Legal Subdivision | HILLTOP TOWNHOMES |
| Legal Lot Number | 11 |
| Jurisdiction | FREDERICK VA |
| Township / Civil Division | OPEQUON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 50600 |
5088 Comer Dr, a townhouse, is owned and occupied by two individuals who bought it in October 2025.
Source: Frederick County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2025 | Deed, Transfer · FHA Mortgage MK LENDING CORP |
| May 23, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Apr 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC |
| Jan 10, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2025 · Amount on File |
| Deed Sale | Oct 14, 2025 · Amount on File |
| Prior Sale | May 23, 2022 · Amount on File |
| Deed Document Number | 202510328 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Oct 14, 2025 |
| Property Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000010328 |
| Instrument Date | Oct 8, 2025 |
| Instrument | 250010328 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2025 |
| Title Company | EXPRESS TITLE SERVICES/FL INC, EXPRESS TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $350.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000010329 |
|---|---|
| Date | Oct 14, 2025 |
| Instrument | 250010329 |
| Name | MK LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | May 23, 2022 |
| Property Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000006630 |
| Instrument Date | May 20, 2022 |
| Instrument | 220006630 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000006631 |
|---|---|
| Date | May 23, 2022 |
| Instrument | 220006631 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Apr 21, 2020 |
| Property Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000004556 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 200004556 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2021 |
| Title Company | RGS TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000004557 |
|---|---|
| Date | Apr 21, 2020 |
| Instrument | 200004557 |
| Name | SIERRA PACIFIC MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FREDERICK VA |
| Recording Date | Jan 10, 2017 |
| Property Address | 5088 COMER DR, STEPHENS CITY, VA 22655-2640 |
| Document Number | 0000000258 |
| Instrument Date | Jan 4, 2017 |
| Instrument | 258 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 6117 ROSE HILL DR ALEXANDRIA VA 223101902, ALEXANDRIA, VA 22310-1902 |
The 2026 property tax bill for 5088 Comer Dr was $1,566, up 10.4% from the year before.
Source: Frederick County assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Frederick County |
| Municipality | Stephens City Town |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,566.00 (+10.44%) | $295,500 (-) Land $68,000 Building $227,500 | $295,500 (-) Land $68,000 Building $227,500 |
| 2025 | $1,418.00 (+119.84%) | $295,500 Land $68,000 Building $227,500 | $295,500 Land $68,000 Building $227,500 |
| 2024 | $645.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5088 Comer Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5088 Comer Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF STEPHENS CITY serves 2,700 people · EPA ID VA2069634 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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