509 Windy Dr, Monroe, NC 28110 Property Records

Union County property record for 509 Windy Dr, Monroe, NC 28110 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 1,615 sqft · built 2017
Lot Size	0.455 acres (19,820 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2018)
Tax Bill	$2,807 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-180-059`

Property Details

APN / Parcel Number

Primary APN	`09-180-059`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable
Lot Area	19,820 sqft (0.455 acres)
Porch	Slab
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 WINDY DR
City	MONROE
State	NC
Zip	28110-2811
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#55 NORTHWOOD PB06 PG103
Legal Subdivision	NORTHWOOD
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1094
Census Tract	20401

Owner

Source: Union County records · APN 09-180-059

Assessment roll updated March 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 WINDY DR, MONROE, NC 28110-2811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Mar 27, 2018	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 27, 2018 · Amount on Record
Deed Sale	Mar 27, 2018 · Amount on Record
Prior Sale	Jun 07, 2005 · Amount on Record
Deed Document Number	20187833
Deed Book / Page	7125 / 750
Last Transfer Date	Aug 15, 2021
Transfer Doc	0000045503
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	509 WINDY DR, MONROE, NC 28110-2811
Transaction Type	Mortgage
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8187659
Date	Jul 29, 2021
Book Page	8187/659
Instrument	35802

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2036

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION NC
Recording Date	Sep 24, 2021
Property Address	509 WINDY DR, MONROE, NC 28110-2811
Document Number	8255251
Book / Page	8255 / 251
Map Reference	MB 6 PG 103
Instrument Date	Aug 15, 2021
Instrument	45503
Transaction Type	Transfer
Record Updated	Oct 06, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 WINDY DR, MONROE, NC 28110-2811

Mortgage

Document Number	8255253
Date	Sep 24, 2021
Book Page	8255/253
Instrument	45504

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Aug 01, 2036

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 27, 2018
Property Address	509 WINDY DR, MONROE, NC 28110-2811
Document Number	0007125750
Book / Page	7125 / 750
Map Reference	MB 6 PG 103
Instrument Date	Mar 27, 2018
Instrument	0007833
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2302 LANCASTER HWY, 2302, MONROE, NC 28112-9050

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 WINDY DR, MONROE, NC 28110-2811

Mortgage

Document Number	0000007834
Date	Mar 27, 2018
Instrument	0007834

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,807.00 (+23.44%)	$321,100 (+53.93%) Land $49,100 Building $272,000	$321,100 (+53.93%) Land $49,100 Building $272,000
2023	$2,274.00	$208,600 Land $19,000 Building $189,600	$208,600 Land $19,000 Building $189,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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