505 Windy Dr, Monroe, NC 28110 Property Records

Union County property record for 505 Windy Dr, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 1,416 sqft · built 2018
Lot Size	0.458 acres (19,950 sqft)
Owner	Company Name on File
Last Sale	$290,000 (Mar 2022)
Tax Bill	$2,661 (2025)
Deeds & Mortgages	Mar 2022 Sale Aug 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09-180-061`

Property Details

APN / Parcel Number

Primary APN	`09-180-061`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,416 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Type	Gable
Lot Area	19,950 sqft (0.458 acres)
Garage Type	Attached
Garage Area	264 sqft
Porch	Slab
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	505 WINDY DR
City	MONROE
State	NC
Zip	28110-2811
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	#57 NORTHWOOD PB6 PG103
Legal Subdivision	NORTHWOOD
Legal Lot Number	57
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1094
Census Tract	20401

Owner

Source: Union County records · APN 09-180-061

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Warranty Deed, Transfer BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
May 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Oct 30, 2018	Warranty Deed, Subdivision Related Transfer · FHA Mortgage FLAGSTAR BANK FSB
Jun 15, 2018	Trustee's Deed, Construction Loan · Line of Credit PINNACLE BK
Sep 08, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Feb 22, 2017	Trustee's Deed, Construction Loan · Line of Credit CARLTON LAND INV LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 18, 2022 · Amount on Record
Deed Sale	Mar 18, 2022 · Amount on Record
Prior Sale	Oct 30, 2018 · Amount on Record
Deed Document Number	202210292
Deed Book / Page	8429 / 861
Record Updated	Jun 08, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Mar 18, 2022
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Document Number	0008429861
Book / Page	8429 / 861
Map Reference	MB 6 PG 103
Instrument Date	Mar 16, 2022
Instrument	10292
Transaction Type	Transfer
Record Updated	Apr 04, 2022
Title Company	BARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

Amount	Amount Recorded
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2116 KATIE ALICE CIR, 2116, WAXHAW, NC 28173-0326

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4090, SCOTTSDALE, AZ 85261-4090
Investor	Possibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Transaction Type	Mortgage
Record Updated	Sep 03, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	821253
Date	Aug 20, 2021
Book Page	8212/53
Instrument	39365

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 01, 2026
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	8.75%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7656637
Date	May 04, 2020
Book Page	7656/637
Instrument	15041

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Margin	2
Max Rate	6%

October 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 30, 2018
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Document Number	0007260896
Book / Page	7260 / 896
Map Reference	MB 6 PG 103
Instrument Date	Oct 30, 2018
Instrument	0030476
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 690543, CHARLOTTE, NC 28227-7010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 WINDY DR, MONROE, NC 28110-2811

Mortgage

Document Number	0000030477
Date	Oct 30, 2018
Instrument	0030477

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2048

June 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Jun 15, 2018
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Book / Page	007176 / 000751
Instrument Date	Jun 15, 2018
Instrument	16383
Transaction Type	Construction Loan
Record Updated	Jul 25, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13825 MAPLE HOLLOW LN MINT HILL NC 282278578, MINT HILL, NC 28227-8578

Mortgage

Document Number	7176751
Date	Jun 15, 2018
Book Page	007176/000751
Instrument	16383

Lender

Name	PINNACLE BK
Type	Bank
Address	MONROE, NC 28110

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 08, 2017
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Document Number	7011422
Book / Page	007011 / 000422
Instrument Date	Sep 08, 2017
Instrument	26472
Transaction Type	Transfer
Record Updated	Nov 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$80.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 690543 CHARLOTTE NC 282277010, CHARLOTTE, NC 28227-7010

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	UNION NC
Recording Date	Feb 22, 2017
Property Address	505 WINDY DR, MONROE, NC 28110-2811
Book / Page	006880 / 000711
Instrument Date	Feb 20, 2017
Instrument	4917
Transaction Type	Construction Loan
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	WINDY DR MONROE NC 28110, MONROE, NC 28110

Mortgage

Document Number	6880711
Date	Feb 22, 2017
Book Page	006880/000711
Instrument	4917

Lender

Name	CARLTON LAND INV LLC
Address	MONROE, NC 28111-0748

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 21, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,661.00 (+21.01%)	$304,500 (+50.97%) Land $49,100 Building $255,400	$304,500 (+50.97%) Land $49,100 Building $255,400
2023	$2,199.00	$201,700 Land $19,100 Building $182,600	$201,700 Land $19,100 Building $182,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790204011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020, other causes

Wildfire

Wildfire Risk	Low above 7% of the US · above 5% of North Carolina
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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