509 W Ballard Rd, Spokane, WA 99208 Property Records

Spokane County property record for 509 W Ballard Rd, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,475 sqft · built 1974
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (Jun 2019)
Tax Bill	$5,126 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`37301.9032`

Property Details

APN / Parcel Number

Primary APN	`37301.9032`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,475 sqft Living Area
Gross Area	3,116 sqft
1st Floor Area	1,460 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2020
Architectural Style	Split Level
Exterior Material	Metal
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	65,340 sqft
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	80 sqft
Patio Area	464 sqft
Canopy	80 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	509 W BALLARD RD
City	SPOKANE
State	WA
Zip	99208-8727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RT
Legal Description	30 27 43 PTN OF NE1/4 DAF; BEG AT NW COR & S LN OF BALLARD RD TH E376.46 TO THE TRUE POB TH S300 TH E217.80 TH N300 TH W217.80 TO POB
Legal Range	43
Legal Township	27
Legal Section	30
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1001
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 W BALLARD RD, SPOKANE, WA 99208-8727
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Jun 26, 2019	Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 2019 · Amount on Record
Deed Sale	Jun 26, 2019 · Amount on Record
Deed Document Number	20196817159
Prior Transfer Date	Mar 28, 2018
Prior Transfer Doc	0006695009
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	509 W BALLARD RD, SPOKANE, WA 99208-8727
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 W BALLARD RD, SPOKANE, WA 99208-8727

Mortgage

Document Number	0007212277
Date	Jun 2, 2022
Instrument	7212277

Lender

Name	BANNER BANK
Type	Bank
Address	SPOKANE, WA 99208

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Jun 26, 2019
Property Address	509 W BALLARD RD, SPOKANE, WA 99208-8727
Document Number	0006817159
Instrument Date	Jun 21, 2019
Instrument	6817159
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,277.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 W BALLARD RD, SPOKANE, WA 99208-8727

Mortgage

Document Number	0006817160
Date	Jun 26, 2019
Instrument	6817160

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,126.00 (-1.57%)	$486,550 (-3.99%) Land $105,750 Building $380,800	$486,550 (-3.99%) Land $105,750 Building $380,800
2025	$5,208.00 (+8.45%)	$506,750 (-3.68%) Land $95,250 Building $411,500	$506,750 (-3.68%) Land $95,250 Building $411,500
2024		$526,100 (+30.35%) Land $69,000 Building $457,100	$526,100 (+30.35%) Land $69,000 Building $457,100
2023	$4,802.00 (+8.15%)	$403,600 Land $57,500 Building $346,100	$403,600 Land $57,500 Building $346,100
2022	$4,440.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 64% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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