409 W Ballard Rd, Spokane, WA 99208 Property Records

Spokane County property record for 409 W Ballard Rd, Spokane, WA 99208

Property Summary

Property Type	General Agricultural/Rural
Details	3 bd · 4.5 ba · 9,922 sqft · built 2002
Lot Size	20 acres (871,200 sqft)
Owner	2 Individual Names on Record
Tax Bill	$11,042 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Jun 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`37301.9055`

Property Details

APN / Parcel Number

Primary APN	`37301.9055`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	9,922 sqft Gross Area
1st Floor Area	4,368 sqft
Basement Area	2,964 sqft
Finished Basement	985 sqft
Unfinished Basement	1,979 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft
Garage Type	Attached
Garage Area	2,590 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Pool Area	720 sqft
Deck Area	190 sqft
Patio Area	740 sqft
Canopy	875 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Street Address	409 W BALLARD RD
City	SPOKANE
State	WA
Zip	99208-9746
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Local Zoning Code	RT
Legal Description	30-27-43 E677.36FT OF NW1/4 OF NE1/4 LYG SWLY OF DARTFORD DR EXC RDS
Legal Range	43
Legal Township	27
Legal Section	30
Jurisdiction	SPOKANE WA
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1001
Census Tract	10508

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	409 W BALLARD RD, SPOKANE, WA 99208-9746
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 31, 2004
Transfer Doc	0005054243
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	409 W BALLARD RD, SPOKANE, WA 99208-9746
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007464273
Date	Jan 14, 2026
Instrument	7464273

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 13, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	409 W BALLARD RD, SPOKANE, WA 99208-9746
Document Number	0006721955
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	409 W BALLARD RD SPOKANE WA 992089746, SPOKANE, WA 99208-9746

Mortgage

Document Number	0006721955
Date	Jul 3, 2018
Instrument	6721955

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,042.00 (-11.38%)	$1,191,400 (+20.53%) Land $233,500 Building $957,900	$1,191,400 (+20.53%) Land $233,500 Building $957,900
2025	$12,460.00 (+49.28%)
2024		$988,500 (+31.4%) Land $137,000 Building $851,500	$988,500 (+31.4%) Land $137,000 Building $851,500
2023	$8,347.00 (+9.93%)	$752,300 Land $115,000 Building $637,300	$752,300 Land $115,000 Building $637,300
2022	$7,593.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 60% of Washington
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITWORTH WATER DISTRICT 2 serves 26,883 people · EPA ID WA5396601
Water Source	Groundwater
Last State Inspection	Apr 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wind Wireless Fixed Wireless	100 / 20
Ziply Fiber Fixed Wireless	50 / 10
Wired or Wireless Fixed Wireless · not low latency	30 / 10
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

Nearby Properties on W Ballard Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures