509 Valor Trl, Cameron, NC 28326 Property Records

Moore County property record for 509 Valor Trl, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,270 sqft · built 2022
Lot Size	5.09 acres (222,112 sqft)
Owner	Individual Name on Record
Tax Bill	$2,234 (2026)
Deeds & Mortgages	Jun 2022 Construction Loan Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`953600990378`

Property Details

APN / Parcel Number

Primary APN	`953600990378`
Alternative APNs	`20210445` `97053299`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,270 sqft Living Area
1st Floor Area	1,956 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	222,112 sqft (5.09 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	97053299
Street Address	509 VALOR TRL
City	CAMERON
State	NC
Zip	28326-8272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 19B CYPRESS POINTE FIRE VALOR
Legal Lot Number	19B
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	2
Census Block	2006
Census Tract	950503

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 VALOR TRL, CAMERON, NC 28326-8272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2022	Deed of Trust, Mortgage · Construction Mortgage LOWER LLC
Sep 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	VALOR TRL, NC
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 EVAN LN, ROANOKE, VA 24012-6799

Mortgage

Document Number	005866/118
Date	Jun 13, 2022
Book Page	5866/118
Instrument	2022010421

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jun 15, 2053

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Sep 21, 2021
Property Address	VALOR TRL, NC
Document Number	005705/488
Book / Page	5705 / 488
Map Reference	CAB 18 SL 964
Instrument Date	Sep 21, 2021
Instrument	2021020886
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 TIMBERWOOD DR, CAMERON, NC 28326-0107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3757 EVAN LN, ROANOKE, VA 24012-6799

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,234.00	$531,920 (-) Land $75,330 Building $456,590
2025	$2,234.00 (+65.24%)	$531,920 (+78.98%) Land $75,330 Building $456,590
2024			$531,920 (-) Land $75,330 Building $456,590
2023	$1,352.00	$297,190 Land $75,330 Building $221,860	$531,920 Land $75,330 Building $456,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 78% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valor Trl

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