540 Valor Trl, Cameron, NC 28326 Property Records

Moore County property record for 540 Valor Trl, Cameron, NC 28326

Property Summary

Property Type	Single Family Home
Lot Size	10.2 acres (445,967 sqft)
Owner	Individual Name on Record
Last Sale	$92,000 (Jul 2020)
Tax Bill	$1,776 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953600777640`

Property Details

APN / Parcel Number

Primary APN	`953600777640`
Alternative APNs	`20200373` `97045477`

Exterior

Lot Area	445,967 sqft (10.2 acres)

Location & Zoning

Account Number	97045477
Street Address	540 VALOR TRL
City	CAMERON
State	NC
Zip	28326-8272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALOR WOODS LOT 8 CYPRESS POINTE FIRE VALOR
Legal Subdivision	VALOR WOODS
Legal Lot Number	8
Jurisdiction	MOORE NC
Township / Civil Division	6, GREENWOOD
Census Block Group	2
Census Block	2006
Census Tract	950503

Owner

Source: Moore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 VALOR TRL, CAMERON, NC 28326-8272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit US BANK NA
Nov 29, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCOASTAL MORTGAGE
Jul 30, 2020	Warranty Deed, Construction Loan · Construction Mortgage INTERCOASTAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Deed Document Number	202013758
Deed Book / Page	5383 / 476
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	540 VALOR TRL, CAMERON, NC 28326-8272
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN STLMT SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 VALOR TRL, CAMERON, NC 28326-8272

Mortgage

Document Number	006415/372
Date	Sep 19, 2025
Book Page	6415/372
Instrument	2025013371

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOORE NC
Property Address	540 VALOR TRL, CAMERON, NC 28326-8272
Transaction Type	Mortgage
Record Updated	Dec 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5752/317
Date	Nov 29, 2021
Book Page	5752/317
Instrument	2021025906

Lender

Name	INTERCOASTAL MORTGAGE
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MOORE NC
Recording Date	Jul 30, 2020
Property Address	540 VALOR TRL, CAMERON, NC 28326-8272
Document Number	005383/476
Book / Page	5383 / 476
Map Reference	CAB 18 SL 488
Instrument Date	Jul 18, 2020
Instrument	2020013758
Transaction Type	Construction Loan
Record Updated	Mar 8, 2023

Transaction

Amount	Amount Recorded
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	760C NW BROAD ST, SOUTHERN PINES, NC 28387-4102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 QUARRY LN, RAEFORD, NC 28376-6990

Mortgage

Document Number	2020013759
Date	Jul 30, 2020
Instrument	2020013759

Lender

Name	INTERCOASTAL MORTGAGE LLC
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Moore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Moore County
Unified School District	Moore County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,776.00 (+0.57%)	$423,000 (+0.56%) Land $119,120 Building $303,880
2025	$1,766.00 (-7.68%)	$420,630 (-) Land $119,120 Building $301,510
2024			$420,630 (-) Land $119,120 Building $301,510
2023	$1,913.00	$420,630 Land $119,120 Building $301,510	$420,630 Land $119,120 Building $301,510

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MOORE WATER DISTRICT serves 9,330 people · EPA ID NC5063011
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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