509 Upper Laurel Dr, Laurel Park (Hendersonville), NC 28739 Property Records

Henderson County property record for 509 Upper Laurel Dr, Laurel Park, NC 28739

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,169 sqft · built 1960
Lot Size	1.95 acres (84,942 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2021)
Tax Bill	$6,158 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9558774427`

Property Details

APN / Parcel Number

Primary APN	`9558774427`
Alternative APNs	`0108573` `108573`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	3,169 sqft Heated Area
1st Floor Area	2,132 sqft
Basement Area	1,037 sqft
Finished Basement	1,037 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	84,942 sqft (1.95 acres)
Porch	Slab
Deck Area	810 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	108573
Street Address	509 UPPER LAUREL DR
City	HENDERSONVILLE
State	NC
Zip	28739-4539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	108573~R-3
Legal Description	LAUREL PK
Legal Subdivision	LAUREL PARK ESTATES (0935)
Legal Block	77
Legal Lot Number	4427
Jurisdiction	HENDERSON NC
Township / Civil Division	HENDERSONVILLE
Census Block Group	1
Census Block	1028
Census Tract	931700

Owner

509 Upper Laurel Dr is owned and occupied by two individuals who bought it in May 2021.

Source: Henderson County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 UPPER LAUREL DR, HENDERSONVILLE, NC 28739-4539
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2021 · Amount on File
Deed Sale	May 28, 2021 · Amount on File
Prior Sale	Jun 23, 2006 · Amount on File
Deed Document Number	2021954415
Deed Book / Page	3719 / 607
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	May 28, 2021
Property Address	509 UPPER LAUREL DR, LAUREL PARK, NC 28739-4539
Document Number	0037190607
Book / Page	3719 / 607
Instrument Date	May 27, 2021
Instrument	954415
Transaction Type	Transfer
Record Updated	Jul 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 UPPER LAUREL DR, HENDERSONVILLE, NC 28739-4539

Mortgage

Document Number	0000954416
Date	May 28, 2021
Instrument	954416

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 509 Upper Laurel Dr was $6,158.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Laurel Park Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$745,600 Land $273,800 Building $471,800
2025	$6,158.00
2023		$747,300 Land $275,500 Building $471,800	$745,600 Land $273,800 Building $471,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Upper Laurel Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 individual policies
Nearby Flood Policies	30 units insured incl. 16 condo units
Nearby Flood Claims	19 (2009–2024)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Upper Laurel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113
Water Source	Groundwater
Last State Inspection	May 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20