Henderson County property record for 435 Upper Laurel Dr, Laurel Park, NC 28739
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,604 sqft · built 1933 |
| Lot Size | 1.58 acres (68,825 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $410,000 (Sep 2026) |
| Tax Bill | $4,103 (2025) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9558764908 |
| Primary APN | 9558764908 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,604 sqft Heated Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 468 sqft |
| Basement Area | 281 sqft |
| Unfinished Basement | 281 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 68,825 sqft (1.58 acres) |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 550 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 9925286 |
|---|---|
| Street Address | 435 UPPER LAUREL DR |
| City | HENDERSONVILLE |
| State | NC |
| Zip | 28739-4537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9925286~R- |
| Legal Description | TO BE RECOMBINED PER PLAT 15585 LOVARIOUS PL2024-15585 |
| Legal Subdivision | LAUREL PARK ESTATES |
| Legal Block | 76 |
| Legal Lot Number | 4908 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | HENDERSONVILLE |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 931700 |
435 Upper Laurel Dr is held in a trust since September 2026.
Source: Henderson County records, as of October 12, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 13 CALEB ST, DENNIS PORT, MA 02639-1445 |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 29, 2026 · Amount on File |
| Deed Sale | Sep 29, 2026 · Amount on File |
| Deed Document Number | 20261056359 |
| Deed Book / Page | 4495 / 429 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Sep 29, 2026 |
| Property Address | 435 UPPER LAUREL DR, HENDERSONVILLE, NC 28739-4537 |
| Document Number | 0001056359 |
| Book / Page | 4495 / 429 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 20261056359 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount on Record |
|---|---|
| Tax | $82,820.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 13 CALEB ST, DENNIS PORT, MA 02639-1445 |
The 2025 property tax bill for 435 Upper Laurel Dr was $4,103.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Municipality | Laurel Park Town |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,800 (-) Land $266,500 Building $230,300 | ||
| 2025 | $4,103.00 | $496,800 Land $266,500 Building $230,300 | |
| 2023 | $499,300 Land $269,000 Building $230,300 | $496,800 Land $266,500 Building $230,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 435 Upper Laurel Dr in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 individual policies |
| Nearby Flood Policies | 30 units insured incl. 16 condo units |
| Nearby Flood Claims | 19 (2009–2024) |
| Claims Outside the SFHA | 12 of 19 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 435 Upper Laurel Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLETCHER ACADEMY INC private · serves 790 people · EPA ID NC0145113 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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