509 Stonegate Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 509 Stonegate Cir, Sergeant Bluff, IA 51054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,276 sqft · built 1997
Lot Size0.205 acres (8,932 sqft)
OwnerIndividual Name on Record
Last Sale$274,000 (Aug 2021)
Tax Bill$3,186 (2023)
Deeds & MortgagesAug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN884731402008

Property Details

APN / Parcel Number

Primary APN884731402008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,276 sqft Living Area
1st Floor Area1,276 sqft
Basement Area1,276 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Architectural StyleA-Frame
Exterior MaterialComposition/Composite
Construction TypeFrame
Foundation TypeBlock
Roof TypeHip
Roof MaterialAsphalt
Lot Area8,932 sqft (0.205 acres)
Lot Dimensions116 ft deep x 77 ft wide
Garage TypeAttached
Garage Area510 sqft
Parking Spaces2 Parking Spaces
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address509 STONEGATE CIR
CitySERGEANT BLUFF
StateIA
Zip51054-8911
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeC-1
Legal DescriptionTOWN OF SGT BLUFF PRAIRIE VIEW 1ST ADDN BLK 1 LOT 8
Legal Range47
Legal Township88
Legal Section31
Legal Block1
Legal Lot Number8
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group3
Census Block3023
Census Tract3301

Owner

Source: Woodbury County records, as of October 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address509 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2021 · Amount on Record
Deed SaleAug 18, 2021 · Amount on Record
Deed Document Number2021-11496
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWOODBURY IA
Recording DateAug 18, 2021
Property Address509 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911
Document Number0000001496
Instrument DateAug 13, 2021
Instrument2021-11496
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$437.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address509 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911

Mortgage

Document Number0000001497
DateAug 18, 2021
Instrument2021-11497
Lender
NameGUARANTEED RATE INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySergeant Bluff City
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$242,430 (+8.46%) Land $38,540 Building $203,890$242,430 (+8.46%) Land $38,540 Building $203,890
2023$3,186.00 (+1.79%) Homeowner's exemption$223,520 Land $31,270 Building $192,250$223,520 Land $31,270 Building $192,250
2022$3,130.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSERGEANT BLUFF WATER SUPPLY
serves 5,015 people · EPA ID IA9774033
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber · Cable in parts of the area
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Nextlink
Fixed Wireless
300 / 75

May also be available: ImOn Communications, Verizon.

Nearby Properties on Stonegate Cir

Nearby Streets

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