505 Stonegate Cir, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 505 Stonegate Cir, Sergeant Bluff, IA 51054

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 1,432 sqft · built 1998
Lot Size	0.26 acres (11,340 sqft)
Owner	2 Individual Names on File
Last Sale	$162,000 (Aug 2001)
Tax Bill	$4,062 (2023)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`884731402006`

Property Details

APN / Parcel Number

Primary APN	`884731402006`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,432 sqft Living Area
1st Floor Area	1,432 sqft
Basement Area	1,432 sqft
Finished Basement	1,200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,340 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	290 sqft
Patio Area	290 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric
Water Source	Commercial

Location & Zoning

Street Address	505 STONEGATE CIR
City	SERGEANT BLUFF
State	IA
Zip	51054-8911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-1
Legal Description	TOWN OF SGT BLUFF PRAIRIE VIEW 1ST ADDN BLK 1 LOT 6
Legal Range	47
Legal Township	88
Legal Section	31
Legal Subdivision	PRAIRIE VIEW FIRST ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	WOODBURY IA
Township / Civil Division	WOODBURY
Census Block Group	3
Census Block	3023
Census Tract	3301

Owner

Source: Woodbury County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	505 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2001 · Amount on Record
Deed Sale	Aug 13, 2001 · Amount on Record
Deed Document Number	0000503692
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	505 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911
Transaction Type	Mortgage
Record Updated	Apr 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003009
Date	Mar 9, 2022
Instrument	2022-03009

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WOODBURY IA
Property Address	505 STONEGATE CIR, SERGEANT BLUFF, IA 51054-8911
Document Number	0000019374
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	505 STONEGATE CIR SERGEANT BLUFF IA 510548911, SERGEANT BLUFF, IA 51054-8911

Mortgage

Document Number	0000019374
Date	Nov 4, 2019
Instrument	19374

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

Tax Assessment & Valuation

Source: Woodbury County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Woodbury County
Municipality	Sergeant Bluff City
Unified School District	Sergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,840 (+7.7%) Land $40,010 Building $263,830	$303,840 (+7.7%) Land $40,010 Building $263,830
2023	$4,062.00 (+2.73%) Homeowner's exemption	$282,110 Land $32,470 Building $249,640	$282,110 Land $32,470 Building $249,640
2022	$3,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SERGEANT BLUFF WATER SUPPLY serves 5,015 people · EPA ID IA9774033
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Fiber · Cable in parts of the area	1,000 / 1,000
Cable One Cable	1,000 / 50
AMG Technology Investment Group Fixed Wireless	300 / 75

May also be available: Hawkeye Topco Holdings, Verizon.

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