509 Spruce St, Olivet, MI 49076 Property Records

Eaton County property record for 509 Spruce St, Olivet, MI 49076

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,104 sqft · built 1954
Lot Size	0.53 acres (23,087 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Jul 2016)
Tax Bill	$2,822 (2025)
Deeds & Mortgages	Jul 2016 Sale Sep 2011 Sale
Flood Zone	Zone X (minimal risk)
APN	`60004460001500`

Property Details

APN / Parcel Number

Primary APN	`60004460001500`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft
Basement Area	240 sqft
Unfinished Basement	240 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	132 ft deep x 126 ft wide
Garage Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 SPRUCE ST
City	OLIVET
State	MI
Zip	49076-9480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM ON E LINE SPRUCE ST 100 FT S OF NW CORNER LOT 1, E 100 FT, S 26.7 FT, E 65 FT, S 99.5 FT, W 165 FT, N TO BEG. DEANS ADDITION CITY OF OLIVET 1981
Legal Subdivision	DEANS ADDITION
Legal Lot Number	1
Jurisdiction	EATON MI
Township / Civil Division	OLIVET
Census Block Group	1
Census Block	1018
Census Tract	21100

Owner

509 Spruce St is owned and occupied by an individual who bought it in July 2016.

Source: Eaton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	509 SPRUCE ST, OLIVET, MI 49076-9480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2016	Warranty Deed, Transfer MIDSTATE TITLE AGENCY LLC
Sep 14, 2011	Warranty Deed, Transfer MIDSTATE-HILLSDALE, MIDSTATE-CHARLOTTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 7, 2016 · Amount on File
Deed Sale	Jul 7, 2016 · Amount on File
Prior Sale	Sep 14, 2011 · Amount on File
Deed Book / Page	2629 / 633
Record Updated	Oct 29, 2026

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Jul 7, 2016
Property Address	509 SPRUCE ST, OLIVET, MI 49076-9480
Document Number	02629/0633
Book / Page	2629 / 0633
Instrument Date	Jun 30, 2016
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MIDSTATE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 292, OLIVET, MI 49076-0292

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	119 E GREEN ST, OLIVET, MI 49076-9485
Investor	Possibly a Property Investor

September 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Sep 14, 2011
Property Address	509 SPRUCE ST, OLIVET, MI 49076-9480
Document Number	02354/0162
Book / Page	2354 / 0162
Instrument Date	Sep 8, 2011
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	MIDSTATE-HILLSDALE, MIDSTATE-CHARLOTTE

Transaction

Amount	Amount on Record
Tax	$447.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	335 NORTON ST, BOULDER, CO 80305-5256

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4435 W BUTTERFIELD HWY, OLIVET, MI 49076-9705

Tax Assessment & Valuation

The 2025 property tax bill for 509 Spruce St was $2,822.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Olivet City
Unified School District	Olivet Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,400	$142,835 Land $43,772 Building $99,063
2025	$2,822.00
2023		$50,700	$101,400
2022	$2,403.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Spruce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Spruce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVET serves 1,758 people · EPA ID MI0004990
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Midwest Energy & Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce St

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