509 Smiley Ave, Ames, IA 50014 Property Records

Story County property record for 509 Smiley Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 1,978 sqft · built 2003
Lot Size	0.238 acres (10,389 sqft)
Owner	2 Individual Names on Record
Last Sale	$408,000 (Jun 2021)
Tax Bill	$6,474 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-07-250-030`

Property Details

APN / Parcel Number

Primary APN	`09-07-250-030`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	11 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Basement Area	1,978 sqft
Finished Basement	1,682 sqft
Unfinished Basement	296 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	10,389 sqft (0.238 acres)
Garage Type	Attached
Garage Area	850 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Deck Area	154 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	509 SMILEY AVE
City	AMES
State	IA
Zip	50014-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	HILLSIDE SD 7TH ADD LOT:23 AMES
Legal Range	24W
Legal Township	83N
Legal Section	07
Legal Subdivision	HILLSIDE SD 7TH ADD
Legal Lot Number	23
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	1303

Owner

Source: Story County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 SMILEY AVE, AMES, IA 50014-6726
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2017	Deed of Trust, Mortgage · ARM UNIVERSITY OF IOWA COMMUNITY CU
Jul 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU
Jun 2, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Aug 19, 2014 · Amount on Record
Deed Document Number	20216930
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	509 SMILEY AVE, AMES, IA 50014-6726
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700007411
Date	Jul 25, 2017
Instrument	2017-00007411

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	ARM
Amount	Amount Recorded
Term	121 Months
Due	Aug 5, 2027

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 5, 2027
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	509 SMILEY AVE, AMES, IA 50014-6726
Transaction Type	Mortgage
Record Updated	Nov 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700007412
Date	Jul 25, 2017
Instrument	2017-00007412

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Aug 5, 2027

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Jun 2, 2021
Property Address	509 SMILEY AVE, AMES, IA 50014-6726
Document Number	202106930
Instrument Date	Jun 1, 2021
Instrument	2021-06930
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 SMILEY AVE, AMES, IA 50014-6726

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,474.00 Homeowner's exemption	$455,900 (-3.04%) Land $72,700 Building $383,200	$455,900 (-3.04%) Land $72,700 Building $383,200
2024	$6,474.00 (+5%)
2023		$470,200 Land $93,900 Building $376,300	$470,200 Land $93,900 Building $376,300
2022	$6,166.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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