505 Smiley Ave, Ames, IA 50014 Property Records

Story County property record for 505 Smiley Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,795 sqft · built 2002
Lot Size	0.224 acres (9,739 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Oct 2008)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Jan 2017 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-250-020`

Property Details

APN / Parcel Number

Primary APN	`09-07-250-020`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,795 sqft Living Area
Basement Area	1,795 sqft
Unfinished Basement	1,777 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,739 sqft (0.224 acres)
Garage Type	Attached
Garage Area	534 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	181 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	505 SMILEY AVE
City	AMES
State	IA
Zip	50014-6726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RL
Legal Description	HILLSIDE SD 7TH ADD LOT:24 AMES
Legal Range	24W
Legal Township	83N
Legal Section	07
Legal Subdivision	HILLSIDE SD 7TH ADD
Legal Lot Number	24
Jurisdiction	STORY IA
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1020
Census Tract	1303

Owner

505 Smiley Ave is owned and occupied by two individuals who bought it in October 2008.

Source: Story County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	505 SMILEY AVE, AMES, IA 50014-6726
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2017	Deed of Trust, Mortgage · Line of Credit VISIONBANK OF IOWA
Sep 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage VISION BANK OF IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2008 · Amount on File
Deed Sale	Oct 2, 2008 · Amount on File
Deed Document Number	200810894
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	505 SMILEY AVE, AMES, IA 50014-6726
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700000905
Date	Jan 31, 2017
Instrument	2017-00000905

Lender

Name	VISIONBANK OF IOWA
Type	Bank
Address	AMES, IA 50010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	505 SMILEY AVE, AMES, IA 50014-6726
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202010392
Date	Sep 8, 2020
Instrument	2020-10392

Lender

Name	VISION BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 505 Smiley Ave was $5,192 with a homeowner's exemption, up 2% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,192.00 (+1.96%) Homeowner's exemption	$388,400 Land $68,200 Building $320,200	$388,400 Land $68,200 Building $320,200
2024	$5,092.00
2023		$361,200 Land $73,900 Building $287,300	$361,200 Land $73,900 Building $287,300
2022	$4,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 505 Smiley Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 505 Smiley Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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