Guadalupe County property record for 509 Saddle Back Trl, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,729 sqft · built 2014 |
| Lot Size | 0.127 acres (5,515 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,578 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G0583902104900000 |
| Primary APN | 1G0583902104900000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,729 sqft Living Area |
| Gross Area | 3,240 sqft |
| 1st Floor Area | 1,933 sqft |
| 2nd Floor Area | 796 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,515 sqft (0.127 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 208 sqft |
| Storage Building | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 509 SADDLE BACK TRL |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3808 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CIBOLO VALLEY RANCH #9 BLOCK 21 LOT 49 |
| Legal Subdivision | CIBOLO VALLEY RANCH #9 |
| Legal Tract | 49 |
| Legal Block | 21 |
| Legal Lot Number | 49 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 210718 |
509 Saddle Back Trl is owned and occupied by an individual who acquired it in December 2014.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 SADDLE BACK TRL, CIBOLO, TX 78108-3808 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2014 |
| Deed Sale | Dec 8, 2014 |
| Prior Sale | Dec 8, 2014 |
| Deed Document Number | 201421950 |
| Record Updated | Sep 20, 2026 |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,654 (+8.06%) Land $40,750 Building $343,904 | $384,654 (+8.06%) Land $40,750 Building $343,904 | |
| 2025 | $355,948 Land $35,964 Building $319,984 | $355,948 Land $35,964 Building $319,984 | |
| 2023 | $2,578.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $389,049 Land $45,523 Building $343,526 | $389,049 Land $45,523 Building $343,526 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Saddle Back Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Saddle Back Trl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 89% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CIBOLO serves 20,331 people · EPA ID TX0940018 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications, Verizon, ZipLink Internet.
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