500 Saddle Back Trl, Cibolo, TX 78108 Property Records

Guadalupe County property record for 500 Saddle Back Trl, Cibolo, TX 78108

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 2014
Lot Size0.137 acres (5,948 sqft)
Owner2 Individual Names on File
Last Sale$199,000 (Nov 2014)
Tax Bill$3,617 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN1G0583902004000000

Property Details

APN / Parcel Number

Primary APN1G0583902004000000
Alternative APNs
  • 000000148720
  • 000000220930
  • 148720

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,564 sqft Living Area
Gross Area2,128 sqft
1st Floor Area1,564 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,948 sqft (0.137 acres)
Lot Dimensions109 ft deep x 54 ft wide
Garage TypeAttached
Garage Area415 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area84 sqft
Patio Area65 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 SADDLE BACK TRL
CityCIBOLO
StateTX
Zip78108-3808
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCIBOLO VALLEY RANCH #9 BLOCK 20 LOT 40
Legal SubdivisionCIBOLO VALLEY RANCH #9
Legal Tract40
Legal Block20
Legal Lot Number40
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1023
Census Tract210718

Owner

500 Saddle Back Trl is owned and occupied by two individuals who bought it in November 2014.

Source: Guadalupe County records, as of August 12, 2026

Owner of Record2 Individual Names on File
Mailing Address500 SADDLE BACK TRL, CIBOLO, TX 78108-3808
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 25, 2014 · Amount on File
Deed SaleNov 25, 2014 · Amount on File
Prior SaleNov 25, 2014
Deed Document Number201421172
Prior Transfer DateNov 18, 2014
Prior Transfer Doc0000021172
Record UpdatedSep 20, 2026

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGUADALUPE TX
Recording DateApr 24, 2018
Property Address500 SADDLE BACK TRL, CIBOLO, TX 78108-3808
Document Number0000008651
Instrument DateApr 23, 2018
Instrument8651
Transaction TypeTransfer
Record UpdatedNov 6, 2019
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4917 FM 3009 #102 SCHERTZ TX 781541122, 102, SCHERTZ, TX 78154-1122

Mortgage

Document Number8652
DateApr 24, 2018
Instrument8652
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressIRVING, TX 75063
Agreement
AmountAmount on Record
Term360 Months
DueApr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 500 Saddle Back Trl was $3,617 with a homeowner's exemption, down 17.7% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityCibolo City
CountyGuadalupe County
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$264,844 (-0.62%) Land $42,162 Building $222,682$264,844 (-0.62%) Land $42,162 Building $222,682
2025$3,617.00 (-17.72%) Homeowner's exemption$266,503 Land $37,733 Building $228,770$266,503 Land $37,733 Building $228,770
2024$4,396.00 (+12.98%)
2023$3,891.00 (-14.71%) Homeowner's exemption$298,252 Land $47,410 Building $250,842$298,252 Land $47,410 Building $250,842
2022$4,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 500 Saddle Back Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Saddle Back Trl is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CIBOLO
serves 20,331 people · EPA ID TX0940018
Water SourcePurchased surface water from several systems
Last State InspectionJul 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon, ZipLink Internet.

Nearby Properties on Saddle Back Trl

Nearby Streets

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