509 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 509 S Oak St, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,014 sqft · built 1993
Lot Size	0.179 acres (7,815 sqft)
Owner	2 Individual Names on File
Last Sale	$189,900 (May 2001)
Tax Bill	$2,368 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`302-35-052`

Property Details

APN / Parcel Number

Primary APN	`302-35-052`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,014 sqft Living Area
1st Floor Area	2,014 sqft

Exterior

Year Built	Built 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,815 sqft (0.179 acres)
View / Lot	Lake
Parking Spaces	3 Parking Spaces
Pool Area	390 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	509 S OAK ST
City	GILBERT
State	AZ
Zip	85233-6931
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	PARCELS 8 & 9 OF LAGO ESTANCIA MCR 356-45
Legal Range	05E
Legal Township	01S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	NE
Legal Subdivision	PARCELS 8 & 9 OF LAGO ESTANCIA LOT 1-90
Legal Lot Number	44
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	422403

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 S OAK ST, GILBERT, AZ 85233-6931
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 30, 2001 · Amount on Record
Deed Sale	May 30, 2001 · Amount on Record
Prior Sale	Jan 25, 2000 · Amount on Record
Deed Document Number	20010457602
Prior Transfer Date	May 25, 2001
Prior Transfer Doc	2001-0449960
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	509 S OAK ST, GILBERT, AZ 85233-6931
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S OAK ST, GILBERT, AZ 85233-6931

Mortgage

Document Number	0000000175
Date	Jan 2, 2026
Instrument	20260000175

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 26, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	509 S OAK ST, GILBERT, AZ 85233-6931
Transaction Type	Mortgage
Record Updated	Jul 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S OAK ST, GILBERT, AZ 85233-6931

Mortgage

Document Number	0000766556
Date	Jul 14, 2021
Instrument	20210766556

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,950 (+1.73%)	$529,500 (+1.73%) Land $105,900 Building $423,600
2025	$2,368.00 (+3.32%)
2024		$52,050	$520,500 Land $104,100 Building $416,400
2023	$2,292.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 749 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Wi-Fiber Fixed Wireless	400 / 400
Lumen Technologies DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile USA, WeLink Communications.

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