428 S Oak St, Gilbert, AZ 85233 Property Records

Maricopa County property record for 428 S Oak St, Gilbert, AZ 85233

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,602 sqft · built 1993
Lot Size0.29 acres (12,641 sqft)
OwnerIndividual Name on Record
Last Sale$360,900 (Sep 2016)
Tax Bill$2,489 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (moderate risk)
APN302-35-047

Property Details

APN / Parcel Number

Primary APN302-35-047

Interior

Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area2,602 sqft Living Area
Gross Area3,190 sqft
1st Floor Area2,602 sqft

Exterior

Year BuiltBuilt 1993
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area12,641 sqft (0.29 acres)
Parking Spaces3 Parking Spaces
Pool Area461 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address428 S OAK ST
CityGILBERT
StateAZ
Zip85233-6929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionPARCELS 8 & 9 OF LAGO ESTANCIA MCR 356-45
Legal Range05E
Legal Township01S
Legal Section13
Legal QuarterSE
Quarter-Quarter SectionNE
Legal SubdivisionPARCELS 8 & 9 OF LAGO ESTANCIA LOT 1-90
Legal Lot Number39
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group1
Census Block1002
Census Tract422403

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address428 S OAK ST, GILBERT, AZ 85233-6929
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 6, 2016 · Amount on Record
Deed SaleSep 6, 2016 · Amount on Record
Prior SaleSep 6, 2016 · Amount on Record
Deed Document Number20160641666
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address428 S OAK ST, GILBERT, AZ 85233-6929
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address428 S OAK ST, GILBERT, AZ 85233-6929

Mortgage

Document Number0001281155
DateDec 28, 2020
Instrument20201281155
Lender
NameTRUWEST CU
TypeCredit Union
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueJan 1, 2041

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$59,350 (-1.67%)$593,500 (-1.67%) Land $118,700 Building $474,800
2025$2,489.00 (+3.28%)
2024$60,360$603,600 Land $120,700 Building $482,900
2023$2,410.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Arizona Network
Fixed Wireless
1,000 / 1,000
CenturyLink
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

Nearby Properties on S Oak St

Nearby Streets

Search Property Records by Address or Parcel Number