509 S Main St, West, TX 76691 Property Records

McLennan County property record for 509 S Main St, West, TX 76691

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,120 sqft · built 1973
Lot Size	0.193 acres (8,400 sqft)
Owner	Individual Name on File
Last Sale	$133,000 (Feb 2023)
Tax Bill	$2,422 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`50-003000-000900-1`

Property Details

APN / Parcel Number

Primary APN	`50-003000-000900-1`
Alternative APNs	`5000300000090010111` `200457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
Gross Area	1,523 sqft
1st Floor Area	1,120 sqft
Flooring	Wood

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	403 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	349 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 S MAIN ST
City	WEST
State	TX
Zip	76691-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WEST T M LOT 4A 5A BLOCK 2 ACRES 0.1928
Legal Subdivision	WEST T M
Legal Block	2
Legal Lot Number	4A
Jurisdiction	MCLENNAN TX
Township / Civil Division	WEST
Census Block Group	1
Census Block	1034
Census Tract	4201

Owner

509 S Main St is owned and occupied by an individual who bought it in February 2023.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	2253 BUSTER CHATHAM RD, WACO, TX 76705-5258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Deed of Trust, Mortgage · Line of Credit ROCKET MORTGAGE LLC
Feb 22, 2023	Vendor's Lien, Transfer · Conventional Mortgage UMORTGAGE LLC
Apr 26, 2022	Vendor's Lien, Transfer · Stand-Alone First Mortgage BELLA VISTA FUNDS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2023 · Amount on File
Deed Sale	Feb 22, 2023 · Amount on File
Prior Sale	Apr 26, 2022 · Amount on File
Deed Document Number	20234764
Prior Transfer Date	Mar 23, 2014
Prior Transfer Doc	0000015136
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Recording Date	Jun 12, 2026
Property Address	509 S MAIN ST, WEST, TX 76691-1611
Document Number	0000018816
Instrument Date	Jun 8, 2026
Instrument	202618816
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MAIN ST, WEST, TX 76691-1611

Mortgage

Document Number	0000018816,
Date	Jun 12, 2026
Instrument	202618816

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

February 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Feb 22, 2023
Property Address	509 S MAIN ST, WEST, TX 76691-1611
Document Number	0000004764
Instrument Date	Feb 17, 2023
Instrument	2023004764
Transaction Type	Transfer
Record Updated	Mar 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1795 NORTHWEST HWY, GARLAND, TX 75041-5234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MAIN ST, WEST, TX 76691-1611

Mortgage

Document Number	0000004765
Date	Feb 22, 2023
Instrument	2023004765

Lender

Name	UMORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 26, 2022
Property Address	509 S MAIN ST, WEST, TX 76691-1611
Document Number	0000016459
Instrument Date	Apr 20, 2022
Instrument	2022016459
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 N 40TH ST, 406, WACO, TX 76710-7122

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1795 NORTHWEST HWY, GARLAND, TX 75041-5234

Mortgage

Document Number	0000016460
Date	Apr 26, 2022
Instrument	2022016460

Lender

Name	BELLA VISTA FUNDS LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 509 S Main St was $2,422 with a homeowner's exemption, down 13.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	West City
Unified School District	West Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,150 (+3.67%) Land $30,156 Building $171,994	$202,150 (+3.67%) Land $30,156 Building $171,994
2025	$2,422.00 (-13.84%) Homeowner's exemption	$195,000 Land $27,380 Building $167,620	$195,000 Land $27,380 Building $167,620
2024	$2,811.00
2023		$240,300 Land $27,380 Building $212,920	$240,300 Land $27,380 Building $212,920
2022	$4,875.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 S Main St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2002)
Most Recent Claim	Sep 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 S Main St is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WEST serves 2,597 people · EPA ID TX1550009
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile.

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