Caldwell County property record for 509 S Commerce St, Lockhart, TX 78644
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,116 sqft · built 1916 |
| Lot Size | 0.361 acres (15,725 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,157 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0300017-014-020-00 |
| Primary APN | 0300017-014-020-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,116 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| Utility Area | 140 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Georgian |
| Exterior Material | Other |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Mansard |
| Lot Area | 15,725 sqft (0.361 acres) |
| Lot Dimensions | 111 ft deep x 141 ft wide |
| Garage Type | Carport |
| Garage Area | 533 sqft |
| Carport | Carport |
| Carport Area | 533 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 256 sqft |
| Greenhouse | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 17828 |
|---|---|
| Street Address | 509 S COMMERCE ST |
| City | LOCKHART |
| State | TX |
| Zip | 78644-2708 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | A017 LOCKHART, BYRD, ACRES .361 |
| Legal Subdivision | LOCKHART, BYRD |
| Jurisdiction | CALDWELL TX |
| Township / Civil Division | LOCKHART |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 960300 |
Source: Caldwell County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 504 S MAIN ST, LOCKHART, TX 78644-2721 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2005 |
| Deed Sale | Dec 21, 2005 |
| Deed Document Number | 20056367 |
| Deed Book / Page | 441 / 953 |
| Record Updated | Oct 29, 2026 |
Source: Caldwell County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Caldwell County |
| Municipality | Lockhart City |
| Unified School District | Lockhart Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,157.00 (-11%) | $153,010 (-4.03%) Land $100,900 Building $52,110 | $153,010 (-4.03%) Land $100,900 Building $52,110 |
| 2025 | $159,430 (-8.65%) Land $100,900 Building $58,530 | $159,430 (-8.65%) Land $100,900 Building $58,530 | |
| 2024 | $3,547.00 (+2.13%) | ||
| 2023 | $3,473.00 (-0.83%) | $174,530 Land $100,900 Building $73,630 | $174,530 Land $100,900 Building $73,630 |
| 2022 | $3,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1998–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 90% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Rise Broadband Fiber | 1,000 / 200 |
| VTX Communications Fixed Wireless | 300 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Spry Air Fiber Fixed Wireless | 250 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures