311 S Commerce St, Lockhart, TX 78644 Property Records

Caldwell County property record for 311 S Commerce St, Lockhart, TX 78644

Property Summary

Property Type	Single Family Home
Details	1,674 sqft · built 1935
Lot Size	0.305 acres (13,286 sqft)
Owner	Company Name on Record
Last Sale	$358,550 (Sep 2022)
Tax Bill	$5,133 (2026)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0300000-008-005-80`

Property Details

APN / Parcel Number

Primary APN	`0300000-008-005-80`
Alternative APNs	`R16856` `16856`

Interior

Stories	1 Story
Building Area	1,674 sqft Living Area
1st Floor Area	1,674 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Reinforced Concrete
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	125 ft deep x 62 ft wide
Porch	Slab
Porch Area	175 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Space Heater

Location & Zoning

Account Number	16856
Street Address	311 S COMMERCE ST
City	LOCKHART
State	TX
Zip	78644-2738
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	O.T. LOCKHART, BLOCK 8, LOT 6 PT 5
Legal Subdivision	O.T. LOCKHART
Legal Block	8
Legal Lot Number	6
Jurisdiction	CALDWELL TX
Township / Civil Division	LOCKHART
Census Block Group	2
Census Block	2019
Census Tract	960300

Owner

Source: Caldwell County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	711 FM 474, BOERNE, TX 78006-7827
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2022 · Amount on Record
Deed Sale	Sep 28, 2022 · Amount on Record
Prior Sale	Feb 7, 2006 · Amount on Record
Deed Document Number	20227842
Prior Transfer Date	Dec 15, 2005
Prior Transfer Doc	446/680
Record Updated	Oct 29, 2026

September 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALDWELL TX
Recording Date	Sep 28, 2022
Property Address	311 S COMMERCE ST, LOCKHART, TX 78644-2738
Document Number	2022007842
Map Reference	VOL Q PG 507
Instrument Date	Sep 22, 2022
Instrument	2022-007842
Transaction Type	Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 TESORO, 16, MISSION VIEJO, CA 92692-5140

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CHIHUAHUA ST, LOCKHART, TX 78644-3503

Mortgage

Document Number	2022007843
Date	Sep 28, 2022
Instrument	2022-007843

Lender

Name	USAM FUND 3 LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	7 Months
Due	Apr 1, 2023

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Caldwell County
Municipality	Lockhart City
Unified School District	Lockhart Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,133.00 (-6.06%)	$248,730 (-6.31%) Land $88,220 Building $160,510	$248,730 (-6.31%) Land $88,220 Building $160,510
2025		$265,480 (-2.45%) Land $88,220 Building $177,260	$265,480 (-2.45%) Land $88,220 Building $177,260
2024	$5,464.00 (+0.89%)
2023	$5,416.00 (+14.89%)	$272,150 Land $88,220 Building $183,930	$272,150 Land $88,220 Building $183,930
2022	$4,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1998–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOCKHART serves 18,800 people · EPA ID TX0280001
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Rise Broadband Fiber	1,000 / 200
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications, Spry Air Fiber, T-Mobile, Verizon, VTX Communications.