509 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 509 S Albert St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,171 sqft · built 1960
Lot Size	0.194 acres (8,470 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2018)
Tax Bill	$8,356 (2023)
Deeds & Mortgages	May 2019 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-12-424-005`

Property Details

APN / Parcel Number

Primary APN	`08-12-424-005`
Alternative APN	`08-12-424-005-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,171 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1961
Architectural Style	Split Level
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,470 sqft (0.194 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 S ALBERT ST
City	MOUNT PROSPECT
State	IL
Zip	60056-3901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(SURETYS) (BONNIE) (PARK) SUB OF LT2 IN O EHLERKINGS DIVN IN SE SE SEC 12-41-11
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	SURETYS BONNIE PARK
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3002
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 S ALBERT ST, MOUNT PROSPECT, IL 60056-3901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage MIDWEST CMNTY BK
Jul 19, 2018	Warranty Deed, Transfer · FHA Mortgage MIDWEST CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2018 · Amount on Record
Deed Sale	Jul 19, 2018 · Amount on Record
Prior Sale	Sep 12, 2011 · Amount on Record
Deed Document Number	20186170
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	509 S ALBERT ST, MOUNT PROSPECT, IL 60056-3901
Document Number	1915655045
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 13, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 S ALBERT ST MOUNT PROSPECT IL 600563901, MOUNT PROSPECT, IL 60056-3901

Mortgage

Document Number	1915655045
Date	Jun 5, 2019
Instrument	15655045

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Fixed Rate
Rate	4.12%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 19, 2018
Property Address	509 S ALBERT ST, MOUNT PROSPECT, IL 60056-3901
Document Number	1820006170
Instrument Date	Jul 11, 2018
Instrument	20006170
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 S ALBERT ST MOUNT PROSPECT IL 600563901, MOUNT PROSPECT, IL 60056-3901

Mortgage

Document Number	1820006171
Date	Jul 19, 2018
Instrument	20006171

Lender

Name	MIDWEST CMNTY BK
Type	Bank
Address	ST CHARLES, IL 60174

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,000 (+3%) Land $12,705 Building $26,295	$390,000 (+3%) Land $127,050 Building $262,950
2023	$8,356.00 (+4.01%)
2022	$8,034.00	$29,999 Land $10,587 Building $19,412	$299,990 Land $105,870 Building $194,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Also Mapped Here	DES PLAINES
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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