504 S Albert St, Mount Prospect, IL 60056 Property Records

Cook County property record for 504 S Albert St, Mount Prospect, IL 60056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,850 sqft · built 1957
Lot Size	0.199 acres (8,670 sqft)
Owner	Individual Name on Record
Last Sale	$381,500 (May 2004)
Tax Bill	$10,776 (2023)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-12-423-012`

Property Details

APN / Parcel Number

Primary APN	`08-12-423-012`
Alternative APN	`08-12-423-012-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1958
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	8,670 sqft (0.199 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	504 S ALBERT ST
City	MOUNT PROSPECT
State	IL
Zip	60056-4356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	11E
Legal Township	41N
Legal Section	12
Legal Subdivision	SURETYS BONNIE PARK
Legal Lot Number	38
Jurisdiction	COOK IL
Township / Civil Division	ELK GROVE
Census Block Group	3
Census Block	3003
Census Tract	804901

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	504 S ALBERT ST, MOUNT PROSPECT, IL 60056-4356
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 13, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Jul 23, 2018	Deed of Trust, Mortgage · FHA Mortgage PERL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2004 · Amount on Record
Deed Sale	May 19, 2004 · Amount on Record
Prior Sale	Jul 2, 2003 · Amount on Record
Deed Document Number	20045119
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	504 S ALBERT ST, MOUNT PROSPECT, IL 60056-4356
Transaction Type	Mortgage
Record Updated	Mar 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003839170
Date	Feb 7, 2022
Instrument	2203839170

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	504 S ALBERT ST, MOUNT PROSPECT, IL 60056-4356
Document Number	1926822093
Instrument Date	Sep 13, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	504 S ALBERT ST MOUNT PROSPECT IL 600564356, MOUNT PROSPECT, IL 60056-4356

Mortgage

Document Number	1926822093
Date	Sep 25, 2019
Instrument	26822093

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2049

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	504 S ALBERT ST, MOUNT PROSPECT, IL 60056-4356
Document Number	1821349344
Instrument Date	Jul 23, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	504 S ALBERT ST MOUNT PROSPECT IL 600564356, MOUNT PROSPECT, IL 60056-4356

Mortgage

Document Number	1821349344
Date	Aug 1, 2018
Instrument	21349344

Lender

Name	PERL MTG
Type	Mortgage Company
Address	CHICAGO, IL 60618

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 31, 2048

Interest

Rate	5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Elk Grove Township
Municipality	Mount Prospect Village
Secondary School District	Township High School District 214 (09 - 12)
Elementary School District	Mount Prospect School District 57 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,000 (+14.29%) Land $10,404 Building $37,596	$480,000 (+14.29%) Land $104,040 Building $375,960
2023	$10,776.00 (+4.29%)
2022	$10,333.00 Homeowner's exemption	$42,000 Land $8,670 Building $33,330	$420,000 Land $86,700 Building $333,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1987–2007)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms & Flooding, Aug 1987 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT PROSPECT serves 41,000 people · EPA ID IL0311980
Water Source	Purchased surface water from NORTHWEST SUBURBAN MUNICIPAL JAWA
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 671 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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