509 Roy Poole Rd, Commerce, GA 30530 Property Records

Banks County property record for 509 Roy Poole Rd, Commerce, GA 30530

Property Summary

Property Type	Rural Home
Details	7 bd · 4 ba · 5,208 sqft · built 1893
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,762 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B85 017C`

Property Details

APN / Parcel Number

Primary APN	`B85 017C`
Alternative APNs	`B86 017C` `9883`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	5,208 sqft Heated Area
1st Floor Area	3,408 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Carport	Carport
Carport Area	780 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	252 sqft
Patio Area	132 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	9883
Old Parcel Number	B86 017C
Street Address	509 ROY POOLE RD
City	COMMERCE
State	GA
Zip	30530-7051
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	GMD 207 TR 2 PB H-144 PB H-116
Legal Tract	2
Jurisdiction	BANKS GA
Township / Civil Division	SOUTHEAST BANKS
Census Block Group	1
Census Block	1005
Census Tract	970400

Owner

Source: Banks County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 ROY POOLE RD, COMMERCE, GA 30530-7051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage AMERISAVE MORTGAGE
Feb 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2015
Deed Sale	May 28, 2015
Deed Document Number	0000412581
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Recording Date	Jul 27, 2026
Property Address	509 ROY POOLE RD, COMMERCE, GA 30530-7051
Document Number	0604000592
Book / Page	604 / 592
Instrument Date	Jul 27, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ROY POOLE RD, COMMERCE, GA 30530-7051

Mortgage

Document Number	0604000592,
Date	Jul 27, 2026
Book Page	604/592

Lender

Name	AMERISAVE MORTGAGE

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BANKS GA
Property Address	509 ROY POOLE RD, COMMERCE, GA 30530-7051
Transaction Type	Mortgage
Record Updated	Apr 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ROY POOLE RD, COMMERCE, GA 30530-7051

Mortgage

Document Number	0000000478/0000000433
Date	Feb 28, 2020
Book Page	0000000478/0000000433

Lender

Name	QUICKEN LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Banks County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Banks County
Unified School District	Banks County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,762.00 (+1.21%)	$197,057 (+4.44%) Land $19,776 Building $177,281	$492,644 (+4.44%) Land $49,441 Building $443,203
2024	$3,717.00 (-2.8%)	$188,675 (+0.42%) Land $17,978 Building $170,697	$471,689 (+0.42%) Land $44,946 Building $426,743
2023	$3,824.00 (+14.7%)	$187,890 (+18.39%) Land $14,916 Building $172,974	$469,725 (+18.39%) Land $37,290 Building $432,435
2022	$3,334.00	$158,698 Land $13,825 Building $144,873	$396,744 Land $34,562 Building $362,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Roy Poole Rd

Nearby Streets

All Commerce, GA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures