Banks County property record for 298 Roy Poole Rd, Commerce, GA 30530
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 1,700 sqft · built 2021 |
| Lot Size | 35 acres (1,528,520 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Jul 2019) |
| Tax Bill | $4,527 (2025) |
| Deeds & Mortgages | Aug 2025 Line of Credit Sep 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | B86 017D |
| Primary APN | B86 017D |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,700 sqft Heated Area |
| 1st Floor Area | 1,700 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 1,528,520 sqft (35 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 10549 |
|---|---|
| Street Address | 298 ROY POOLE RD |
| City | COMMERCE |
| State | GA |
| Zip | 30530-7064 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ARR |
| Legal Description | PB 35-359 |
| Jurisdiction | BANKS GA |
| Township / Civil Division | SOUTHEAST BANKS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970400 |
Source: Banks County records, as of November 13, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 230 ALLEN RD, DANIELSVILLE, GA 30633-3301 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK |
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2019 · Amount on Record |
| Deed Sale | Jul 9, 2019 · Amount on Record |
| Deed Document Number | 0000467458 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 298 ROY POOLE RD, COMMERCE, GA 30530-7064 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 298 ROY POOLE RD, COMMERCE, GA 30530-7064 |
| Document Number | 0000000583/0000000777 |
|---|---|
| Date | Aug 25, 2025 |
| Book Page | 0000000583/0000000777 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BANKS GA |
| Property Address | 298 ROY POOLE RD, COMMERCE, GA 30530-7064 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 298 ROY POOLE RD, COMMERCE, GA 30530-7064 |
| Document Number | 0000000549/0000000732 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | 0000000549/0000000732 |
| Name | COMMERCIAL BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 1, 2024 |
Source: Banks County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Banks County |
| Unified School District | Banks County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,527.00 (+51.76%) | $237,139 (+56.63%) Land $123,113 Building $114,026 | $592,847 (+56.63%) Land $307,783 Building $285,064 |
| 2024 | $2,983.00 (+24.86%) | $151,402 (+28.96%) Land $115,403 Building $35,999 | $378,505 (+28.96%) Land $288,507 Building $89,998 |
| 2023 | $2,389.00 (-13.1%) | $117,401 (-10.29%) Land $95,213 Building $22,188 | $293,502 (-10.29%) Land $238,033 Building $55,469 |
| 2022 | $2,749.00 | $130,873 Land $112,230 Building $18,643 | $327,183 Land $280,576 Building $46,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 73% of Georgia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Windstream DSL | 10 / 1 |
4G LTE (outdoors only), no 5G reported
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