509 Root St, Park Ridge, IL 60068 Property Records

Cook County property record for 509 Root St, Park Ridge, IL 60068

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,644 sqft · built 2018
Lot Size	0.221 acres (9,640 sqft)
Owner	Individual Name on Record
Last Sale	$362,500 (Oct 2013)
Tax Bill	$26,567 (2023)
Deeds & Mortgages	Jan 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-402-001`

Property Details

APN / Parcel Number

Primary APN	`09-26-402-001`
Alternative APN	`09-26-402-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,644 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Old Style
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,640 sqft (0.221 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	509 ROOT ST
City	PARK RIDGE
State	IL
Zip	60068-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	26
Legal Subdivision	HODGES & MURISONS SUB
Legal Block	2
Legal Lot Number	20
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3003
Census Tract	805501

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 ROOT ST, PARK RIDGE, IL 60068-3349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Jan 4, 2017	Deed of Trust, Mortgage C&R MTG
Dec 19, 2016	Loan Modification, Mortgage FIRST NATION BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2013 · Amount on Record
Deed Sale	Oct 11, 2013 · Amount on Record
Deed Document Number	201347023
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	509 ROOT ST, PARK RIDGE, IL 60068-3349
Transaction Type	Mortgage
Record Updated	Jan 25, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001241234
Date	Jan 12, 2023
Instrument	2301241234

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 23, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	509 ROOT ST, PARK RIDGE, IL 60068-3349
Transaction Type	Mortgage
Record Updated	Nov 2, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003320031
Date	Feb 2, 2021
Instrument	2103320031

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Interest

Rate	2.87%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	509 ROOT ST, PARK RIDGE, IL 60068-3349
Document Number	1701049194
Instrument Date	Jan 4, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	EXECUTIVE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 ROOT ST PARK RIDGE IL 600683349, PARK RIDGE, IL 60068-3349

Mortgage

Document Number	1701049194
Date	Jan 10, 2017
Instrument	1049194

Lender

Name	C&R MTG
Type	Mortgage Company
Address	NILES, IL 60714

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COOK IL
Property Address	509 ROOT ST, PARK RIDGE, IL 60068-3349
Document Number	1701019044
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Feb 7, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 ROOT ST PARK RIDGE IL 600683349, PARK RIDGE, IL 60068-3349

Mortgage

Document Number	1701019044
Date	Jan 10, 2017
Instrument	1019044

Lender

Name	FIRST NATION BK
Type	Bank
Address	CHICAGO, IL 60631-1509

Agreement

Term	12 Months
Due	Jan 9, 2018

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Park Ridge City
Secondary School District	Maine Township High School District 207 (09 - 12)
Elementary School District	Park Ridge Consolidated Community School District 64 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,000 (+17.08%) Land $20,726 Building $114,274	$1,350,000 (+17.08%) Land $207,260 Building $1,142,740
2023	$26,567.00 (-8.69%)
2022	$29,096.00 Homeowner's exemption	$115,303 Land $17,352 Building $97,951	$1,153,030 Land $173,520 Building $979,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2011–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK RIDGE serves 39,800 people · EPA ID IL0312460
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Aug 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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