432 Root St, Park Ridge, IL 60068 Property Records

Cook County property record for 432 Root St, Park Ridge, IL 60068

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,452 sqft · built 2015
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$488,000 (Jan 2017)
Tax Bill	$34,359 (2023)
Deeds & Mortgages	Oct 2023 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-401-014`

Property Details

APN / Parcel Number

Primary APN	`09-26-401-014`
Alternative APN	`09-26-401-014-0000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,452 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,800 sqft (0.225 acres)
Garage Type	Detached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	432 ROOT ST
City	PARK RIDGE
State	IL
Zip	60068-3348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(HODGE) & (MURISONS) SUB IN SEC 26-41-12
Legal Range	12E
Legal Township	41N
Legal Section	26
Legal Subdivision	HODGE & MURISONS
Legal Block	4
Legal Lot Number	5
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	3
Census Block	3004
Census Tract	805501

Owner

432 Root St is owned and occupied by an individual who bought it in January 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	432 ROOT ST, PARK RIDGE, IL 60068-3348
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2023	Deed of Trust, Mortgage · Line of Credit LAKE FOREST BANK & TRUST CO NA
May 24, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BK
Jan 30, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2017 · Amount on File
Deed Sale	Jan 30, 2017 · Amount on File
Prior Sale	Sep 14, 2004 · Amount on File
Deed Document Number	20178043
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 ROOT ST, PARK RIDGE, IL 60068-3348
Transaction Type	Mortgage
Record Updated	Oct 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029246230
Date	Oct 19, 2023
Instrument	2329246230

Lender

Name	LAKE FOREST BANK & TRUST CO NA
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 4, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	432 ROOT ST, PARK RIDGE, IL 60068-3348
Document Number	1815855202
Instrument Date	May 24, 2018
Transaction Type	Mortgage
Record Updated	Jun 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	432 ROOT ST PARK RIDGE IL 600683348, PARK RIDGE, IL 60068-3348

Mortgage

Document Number	1815855202
Date	Jun 7, 2018
Instrument	15855202

Lender

Name	FIRST MERCHANTS BK
Type	Bank
Address	DARIEN, IL 60561

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 6, 2043

Interest

Rate Type	Adjustable Rate
Rate	4.75%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jan 30, 2017
Property Address	432 ROOT ST, PARK RIDGE, IL 60068-3348
Document Number	1703008043
Instrument Date	Jan 27, 2017
Instrument	3008043
Transaction Type	Transfer
Record Updated	Feb 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$488.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	432 ROOT ST PARK RIDGE IL 600683348, PARK RIDGE, IL 60068-3348

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Park Ridge City
Secondary School District	Maine Township High School District 207 (09 - 12)
Elementary School District	Park Ridge Consolidated Community School District 64 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$162,000 Land $21,070 Building $140,930	$1,620,000 Land $210,700 Building $1,409,300
2023	$34,359.00 (+4.45%)
2022	$32,895.00 Homeowner's exemption	$129,911 Land $17,640 Building $112,271	$1,299,110 Land $176,400 Building $1,122,710

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 432 Root St in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	18 (2011–2023)
Claims Outside the SFHA	18 of 18
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 432 Root St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARK RIDGE serves 39,800 people · EPA ID IL0312460
Water Source	Purchased surface water from CHICAGO
Last State Inspection	Aug 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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