509 Rivers Edge Dr, Minooka, IL 60447 Property Records

Will County property record for 509 Rivers Edge Dr, Minooka, IL 60447

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,960 sqft · built 1997
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$299,900 (Jul 2018)
Tax Bill	$12,589 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-10-06-304-025`

Property Details

APN / Parcel Number

Primary APN	`04-10-06-304-025`

Interior

Bedrooms	5 Beds
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	509 RIVERS EDGE DR
City	MINOOKA
State	IL
Zip	60447-8402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 IN RIVERS EDGE UNIT THREE, A SUB PRT OF THE E1/2 SW1/4 IN SEC. 6 T34N-R9E. TOGETHER WITH . . . THAT PRT OF THE E1/2 OF
Legal Range	09E
Legal Township	34N
Legal Section	06
Legal Subdivision	RIVERS EDGE
Legal Lot Number	6
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	CHANNAHON
Census Block Group	1
Census Block	1017
Census Tract	883303

Owner

Source: Will County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 RIVERS EDGE DR, MINOOKA, IL 60447-8402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST MIDWEST BANK
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Jul 9, 2018	Warranty Deed, Transfer · Conventional with PMI FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Prior Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	201846350
Prior Transfer Date	Apr 17, 1999
Prior Transfer Doc	0000052507
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	509 RIVERS EDGE DR, MINOOKA, IL 60447-8402
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RIVERS EDGE DR, MINOOKA, IL 60447-8402

Mortgage

Document Number	0000007174
Date	Jan 20, 2022
Instrument	R2022007174

Lender

Name	FIRST MIDWEST BANK
Type	Bank
Address	CHICAGO, IL 60631

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 29, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate	18%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	509 RIVERS EDGE DR, MINOOKA, IL 60447-8402
Document Number	0000000074
Instrument Date	Dec 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RIVERS EDGE DR MINOOKA IL 604478402, MINOOKA, IL 60447-8402

Mortgage

Document Number	0000000074
Date	Jan 4, 2021
Instrument	74

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jul 9, 2018
Property Address	509 RIVERS EDGE DR, MINOOKA, IL 60447-8402
Document Number	0000046350
Instrument Date	Jun 28, 2018
Instrument	46350
Transaction Type	Transfer
Record Updated	Jul 30, 2018
Title Company	AGENTS NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$449.85
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RIVERS EDGE DR MINOOKA IL 604478402, MINOOKA, IL 60447-8402

Mortgage

Document Number	46351
Date	Jul 9, 2018
Instrument	46351

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2048

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Will County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Channahon Township
Municipality	Minooka Village
Elementary School District	Channahon School District 17 (PK - 08)
Secondary School District	Minooka Community High School District 111 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,589.00 (+13.8%)
2024		$153,001 (+10.59%) Land $26,274 Building $126,727	$459,003 (+10.59%) Land $78,822 Building $380,181
2022	$11,062.00 Homeowner's exemption	$138,350 Land $21,746 Building $116,604	$415,050 Land $65,238 Building $349,812

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	54 (1979–2020)
Claims Outside the SFHA	14 of 54
Most Recent Claim	May 2020 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 13 claims Severe Storms And Flooding, Sep 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 65% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINOOKA serves 12,800 people · EPA ID IL0630550
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Bertram Communications, Watch TV.

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