509 Ridge View Dr S, Hernando, MS 38632 Property Records

DeSoto County property record for 509 Ridge View Dr S, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,360 sqft · built 2006
Lot Size	0.784 acres (34,149 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,391 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-11-0-00058-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-11-0-00058-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,360 sqft Adjusted Area
1st Floor Area	2,030 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	34,149 sqft (0.784 acres)
Lot Dimensions	203 ft deep x 145 ft wide

Location & Zoning

Street Address	509 RIDGE VIEW DR S
City	HERNANDO
State	MS
Zip	38632-7590
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LAURELWOOD SEC B LOT 58
Legal Range	008
Legal Township	03S
Legal Section	01
Legal Subdivision	LAURELWOOD SEC B
Legal Lot Number	58
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1012
Census Tract	71121

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 RIDGE VIEW DR S, HERNANDO, MS 38632-7590
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 1, 2007
Deed Sale	Mar 1, 2007
Deed Book / Page	552 / 256
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	509 RIDGE VIEW DR S, HERNANDO, MS 38632-7590
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RIDGE VIEW DR S, HERNANDO, MS 38632-7590

Mortgage

Document Number	005476/714
Date	Mar 2, 2022
Book Page	5476/714

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Unknown
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,391.00 (+17.38%)	$31,689 (+37.84%) Land $3,500 Building $28,189	$316,894 (+37.85%) Land $35,000 Building $281,894
2023	$2,889.00	$22,989	$229,886 Land $35,000 Building $194,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002
Water Source	Groundwater
Last State Inspection	Aug 2024
Also Mapped Here	NESBIT WATER ASSOCIATION
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Telapex Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20