504 Ridge View Dr S, Hernando, MS 38632 Property Records

DeSoto County property record for 504 Ridge View Dr S, Hernando, MS 38632 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,966 sqft · built 2006
Lot Size	0.711 acres (30,984 sqft)
Owner	Individual Name on File
Tax Bill	$3,033 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-08-1-01-11-0-00057-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-1-01-11-0-00057-00`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,966 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	30,984 sqft (0.711 acres)
Lot Dimensions	203 ft deep x 126 ft wide

Location & Zoning

Street Address	504 RIDGE VIEW DR S
City	HERNANDO
State	MS
Zip	38632-7589
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAURELWOOD SEC B LOT 57
Legal Range	08
Legal Township	03
Legal Section	01
Legal Subdivision	LAURELWOOD SEC B
Legal Lot Number	57
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1009
Census Tract	71121

Owner

Source: DeSoto County records · APN 3-08-1-01-11-0-00057-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	504 RIDGE VIEW DR S, HERNANDO, MS 38632-7589
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 01, 2007
Deed Sale	Mar 01, 2007
Deed Document Number	0000552385
Deed Book / Page	0552 / 385
Record Updated	Jun 08, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	504 RIDGE VIEW DR S, HERNANDO, MS 38632-7589
Transaction Type	Mortgage
Record Updated	Dec 14, 2023
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170911010260100
Date	Sep 11, 2017
Instrument	20170911010260100

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	504 RIDGE VIEW DR S, HERNANDO, MS 38632-7589
Transaction Type	Mortgage
Record Updated	Dec 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 E VOORHEES ST C, C, DANVILLE, IL 61834-4512

Mortgage

Document Number	005166/715
Date	Feb 24, 2021
Book Page	5166/715

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2036

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,033.00 (+17.1%)	$28,610 (+37.33%) Land $3,500 Building $25,110	$286,101 (+37.33%) Land $35,000 Building $251,101
2023	$2,590.00	$20,833	$208,330 Land $35,000 Building $173,330

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711211, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 42% of Mississippi
Wildfire Likelihood	About 1 in 1,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 187 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Telapex	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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