509 Rhoads Rd, Kutztown, PA 19530 Property Records

Berks County property record for 509 Rhoads Rd, Kutztown, PA 19530

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,860 sqft · built 2009
Lot Size	2.8 acres (121,968 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Mar 2021)
Tax Bill	$1,161 (2026)
Deeds & Mortgages	May 2018 Mortgage Mar 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5446-00-96-1750`

Property Details

APN / Parcel Number

Primary APN	`5446-00-96-1750`
Alternative APNs	`21-5446-00-96-1750` `21000190` `000190`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,860 sqft Living Area
1st Floor Area	1,860 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Stucco
Lot Area	121,968 sqft
View / Lot	Neighborhood
Porch	Open Frame Porch
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21000190
Street Address	509 RHOADS RD
City	KUTZTOWN
State	PA
Zip	19530-8686
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	ROTH ROAD ESTATES PH 03B
Legal Block	96
Legal Lot Number	4
Jurisdiction	BERKS PA
Township / Civil Division	ALBANY
Census Block Group	1
Census Block	1102
Census Tract	13901

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 RHOADS RD, KUTZTOWN, PA 19530-8686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Mar 24, 2021	Deed, Transfer · Conventional Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Apr 25, 2018	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2021 · Amount on Record
Deed Sale	Mar 24, 2021 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	202114036
Record Updated	Sep 20, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	509 RHOADS RD, KUTZTOWN, PA 19530-8686
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014654
Date	May 4, 2018
Instrument	2018014654

Lender

Name	TOWER FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 25, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Mar 24, 2021
Property Address	509 RHOADS RD, KUTZTOWN, PA 19530-8686
Document Number	0000014036
Map Reference	VOL 226 PG 67
Instrument Date	Jan 29, 2021
Instrument	2021014036
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	EXPERIENCE LAND SVCS LLC, EXPERIENCE LAND SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,900.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 RHOADS RD, KUTZTOWN, PA 19530-8686

Mortgage

Document Number	0000014037
Date	Mar 24, 2021
Instrument	2021014037

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2036

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	509 RHOADS RD, KUTZTOWN, PA 19530-8686
Document Number	0000014653
Instrument Date	Apr 25, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	509 RHOADS RD KUTZTOWN PA 195308686, KUTZTOWN, PA 19530-8686

Mortgage

Document Number	0000014653
Date	May 4, 2018
Instrument	14653

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 3, 2033

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Albany Township
Unified School District	Kutztown Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,161.00 (+14.61%)	$120,800 (+6.62%) Land $35,400 Building $85,400	$35,400 (-68.76%) Land $35,400
2024	$1,013.00	$113,300 Land $35,400 Building $77,900
1994			$113,300 Land $35,400 Building $77,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	3 (2020–2021)
Most Recent Claim	Sep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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