Berks County property record for 405 Rhoads Rd, Kutztown, PA 19530
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,230 sqft · built 1999 |
| Lot Size | 1.56 acres (68,389 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $31,000 (Oct 1999) |
| Tax Bill | $1,534 (2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5446-00-96-0466 |
| Primary APN | 5446-00-96-0466 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,230 sqft Living Area |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 68,389 sqft |
| View / Lot | Neighborhood |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 45000528 |
|---|---|
| Street Address | 405 RHOADS RD |
| City | KUTZTOWN |
| State | PA |
| Zip | 19530-8580 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ROTH ROAD ESTATES PH 03A |
| Legal Block | 96 |
| Legal Lot Number | 3 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | ALBANY |
| Census Block Group | 1 |
| Census Block | 1102 |
| Census Tract | 13901 |
Source: Berks County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 405 RHOADS RD, KUTZTOWN, PA 19530-8580 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 1999 · Amount on Record |
| Deed Sale | Oct 21, 1999 · Amount on Record |
| Deed Book / Page | 3137 / 951 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 405 RHOADS RD, KUTZTOWN, PA 19530-8580 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2022 |
| Title Company | MORTGAGE CONNECT LP, MORTGAGE CONNECT LP VENDOR |
| Name | Verified Name |
|---|---|
| Address | 405 RHOADS RD, KUTZTOWN, PA 19530-8580 |
| Document Number | 0000002262 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022002262 |
| Name | SANTANDER BANK NA |
|---|---|
| Type | Bank |
| Address | READING, PA 19602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 6, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Albany Township |
| Unified School District | Kutztown Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,534.00 (+17.19%) Homeowner's exemption | $146,000 (+4.21%) Land $31,700 Building $114,300 | $31,700 (-77.37%) Land $31,700 |
| 2024 | $1,309.00 | $140,100 Land $31,700 Building $108,400 | |
| 1994 | $140,100 Land $31,700 Building $108,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 3 (2020–2021) |
| Most Recent Claim | Sep 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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