Cape Girardeau County property record for 509 Otto Dr, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,688 sqft · built 1986 |
| Lot Size | 0.551 acres (24,002 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $224,400 (Sep 2015) |
| Tax Bill | $2,144 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 151180004013000000 |
| Primary APN | 151180004013000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,688 sqft Living Area |
| Basement Area | 1,344 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 24,002 sqft (0.551 acres) |
| Lot Dimensions | 200 ft deep x 120 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 509 OTTO DR |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-2565 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 59 KIMBELAND SECOND SUBD 11/37 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | KIMBELAND SECOND SUBD |
| Legal Lot Number | 59 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 880502 |
509 Otto Dr is owned and occupied by two individuals who bought it in September 2015.
Source: Cape Girardeau County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 OTTO DR, JACKSON, MO 63755-2565 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 1, 2020 | Deed of Trust, Mortgage LOANDEPOT.COM LLC |
| Jun 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage MB FIN'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2015 · Amount on File |
| Deed Sale | Sep 8, 2015 · Amount on File |
| Prior Sale | May 9, 2012 · Amount on File |
| Deed Document Number | 20159598 |
| Prior Transfer Date | Apr 24, 2012 |
| Prior Transfer Doc | 0000005670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 509 OTTO DR, JACKSON, MO 63755-2565 |
| Document Number | 0000008246 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 509 OTTO DR JACKSON MO 637552565, JACKSON, MO 63755-2565 |
| Document Number | 0000008246 |
|---|---|
| Date | Jul 17, 2020 |
| Instrument | 8246 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 509 OTTO DR, JACKSON, MO 63755-2565 |
| Document Number | 0000007248 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 509 OTTO DR JACKSON MO 637552565, JACKSON, MO 63755-2565 |
| Document Number | 0000007248 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 7248 |
| Name | MB FIN'L BK |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 28, 2047 |
The 2025 property tax bill for 509 Otto Dr was $2,144.
Source: Cape Girardeau County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $41,950 (-) Land $3,230 Building $38,720 | $220,764 (-) Land $16,975 Building $203,789 | |
| 2025 | $2,144.00 | $41,950 Land $3,230 Building $38,720 | $220,764 Land $16,975 Building $203,789 |
| 2023 | $2,040.00 | $39,950 Land $3,070 Building $36,880 | $210,252 Land $16,167 Building $194,085 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 Otto Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Otto Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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