Cape Girardeau County property record for 628 Otto Dr, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,196 sqft · built 1980 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $342,608 (Apr 2026) |
| Tax Bill | $2,273 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit May 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151180003008000000 |
| Primary APN | 151180003008000000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,196 sqft Living Area |
| Basement Area | 1,404 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 156 ft deep x 179 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 628 OTTO DR |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-2568 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 64 KIMBELAND SECOND SUBD 11/37 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 07 |
| Legal Subdivision | KIMBELAND SECOND SUBD |
| Legal Lot Number | 64 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 880502 |
Source: Cape Girardeau County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 17, 2023 | Deed of Trust, Mortgage · Line of Credit FIRST MISSOURI STATE BANK |
| May 3, 2023 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Jul 22, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CRAWFORD COUNTY TR & SAV BK |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Dec 20, 2022 | Warranty Deed, Transfer · Line of Credit FIRST MISSOURI STATE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2022 · Amount on Record |
| Deed Document Number | 20263278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202301878 |
|---|---|
| Date | Mar 17, 2023 |
| Instrument | 2023-01878 |
| Name | FIRST MISSOURI STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202303431 |
|---|---|
| Date | May 3, 2023 |
| Instrument | 2023-03431 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 17, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202505796 |
|---|---|
| Date | Jul 22, 2025 |
| Instrument | 2025-05796 |
| Name | CRAWFORD COUNTY TR & SAV BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 1, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Apr 22, 2026 |
| Property Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Document Number | 0000003278 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026.3278 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Investor | Possibly a Property Investor |
| Document Number | 0000003279, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 2026..3279 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Dec 20, 2022 |
| Property Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Document Number | 0202212856 |
| Map Reference | PB 11 PG 37 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 2022-12856 |
| Transaction Type | Transfer |
| Record Updated | May 20, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 628 OTTO DR, JACKSON, MO 63755-2568 |
| Document Number | 0202212857 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022-12857 |
| Name | FIRST MISSOURI STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $44,460 (-) Land $4,180 Building $40,280 | $234,003 (-) Land $21,988 Building $212,015 | |
| 2025 | $2,273.00 (+5.09%) | $44,460 (+4.98%) Land $4,180 Building $40,280 | $234,003 (+5%) Land $21,988 Building $212,015 |
| 2023 | $2,163.00 | $42,350 Land $3,980 Building $38,370 | $222,860 Land $20,941 Building $201,919 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 19, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON PWS serves 15,000 people · EPA ID MO4010404 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Big River Broadband Fiber | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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